Rental Car Accident? Who Will Pay For Damages And Injuries?

By Author: Michael R Perna
Total Articles: 3
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Are you involved in a rental car accident? Who pays for the damages and injuries caused by a rental car accident depends on who is at fault for the accident. If you are at fault, you are responsible for the damages to the rental car and the other driver’s vehicle. Most rental car companies offer supplemental insurance, but you may be able to recover compensation from your own auto insurer too. Every situation is unique, and talking to your pi attorney helps you determine who may be responsible for your medical bills, loss of income, pain and suffering, and other damages.

Rental Car Insurance Coverage

If you are worried about car insurance coverage, there are multiple ways to ensure you have enough coverage on a rental car.

-Personal Car Insurance:

If you are responsible for the rental car accident, your auto insurance company is entitled to cover the damages and injuries sustained in the accident. ...
... You can call your auto insurance company to confirm that you are covered when renting a car, for more clarification. In Pennsylvania, drivers must have minimum Personal Injury Protection (PIP) coverage of $5,000 for medical benefits, $15,000 for bodily injury liability per person, and $5,000 for property damage.

-Credit Card Coverage

Did you use your credit card while renting the car? Some financial institutions offer protection if you use their credit card to rent the car. So, if any of your credit cards offer this coverage, make sure to use them when you are renting a car.

The top car accident lawyers recommend doing your research before booking a rental as it allows you to save more money.

What to Do If Someone Else Is Responsible for the Car Accident?

If the rental car accident is caused by the other driver, you need to file a claim with their auto insurance company. You may be entitled to use your personal coverage depending on their levels of coverage or if your claim is denied. It is better to consult with your pi attorney who is well-versed in handling accident claims that involve multiple insurance companies is the best way to make sure all possible avenues of compensation are pursued to your benefit. He or she will help you determine who is at fault and help you seek maximum compensation to protect your health and financial future.

The author of this article is a leading accident attorney with over a decade of experience in practicing personal injury law. In this article, he explains the coverage for the damages and injuries sustained in a rental car accident.