Hit Pause Instead Of Stop On Your Sip Today, For A Secure Tomorrow

By Author: QuantumAMC
Total Articles: 80
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Times are tough. The lockdown may have curtailed your earnings, and the future is uncertain. We understand that it may be time to tap into savings and we want to help.
Quantum Mutual Fund gives you the option to PAUSE your SIP.
Pausing your SIP will help you tide over urgent cash needs, without hampering your future financial goals too much.
As per Nielson-PGIM Survey, it is estimated that 1 in 5 Indians are unprepared for retirement and do not factor inflation in their retirement plan.
Let’s consider this hypothetical example of investor Ajay who has goal of saving for his retirement.
Assume he has availed a SIP option of investing Rs.2000 per month at an assumed rate of return of 12% since Dec 1, 2015. He has three choices: CONTINUE, PAUSE, DISCONTINUE or REDEEM his SIP
After 5 years, the corpus is worth ₹ 2,804,547.09 and if he continues for 30 years his savings will be worth ₹ 7,059,827.55*

If Ajay is in need of funds, he should PAUSE further contributions to the SIP, however retain the corpus to the extent possible, so that he is able to grow his wealth for the future goals.
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... Top 5 reasons why investors should continue their SIPs

1. Brings discipline: Helps you invest in a phased and organized manner

2. Avoid timing markets: You don’t need to time to markets and waste time deciding where to invest

3. Rupee cost averaging: SIP buys more units when the market is low and less when market is high, bringing down your average cost per unit

4. Power of Compounding: Make the most of compounding to achieve long term goals

5. Achieve goals: Diversify your portfolio to meet any goals – long-term, short-term, tax-saving or emergency.

If there is anything, the current pandemic has taught us, it is about planning for our future. There is nothing worse than being unprepared. Investors now realize that it is imperative to protect and grow their hard earned money. Staying invested in your SIPs is critical to reap the maximum benefits of any market condition.
Give a boost to your goals and continue your SIPs.

*Note: This is for illustrative purposes only. Investments through SIP is subject to market risk and does not assure a profit or returns or protection against a loss in downturn market.

Disclaimer: The views expressed here in this Article / Video are for general information and reading purpose only and do not constitute any guidelines and recommendations on any course of action to be followed by the reader. Quantum AMC / Quantum Mutual Fund is not guaranteeing / offering / communicating any indicative yield on investments made in the scheme(s). The views are not meant to serve as a professional guide / investment advice / intended to be an offer or solicitation for the purchase or sale of any financial product or instrument or mutual fund units for the reader. The Article / Video has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Whilst no action has been solicited based upon the information provided herein, due care has been taken to ensure that the facts are accurate and views given are fair and reasonable as on date. Readers of the Article / Video should rely on information/data arising out of their own investigations and advised to seek independent professional advice and arrive at an informed decision before making any investments. None of the Quantum Advisors, Quantum AMC, Quantum Trustee or Quantum Mutual Fund, their Affiliates or Representative shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary losses or damages including lost profits arising in any way on account of any action taken basis the data / information / views provided in the Article / video.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Quantum Mutual Fund has over 14 years of experience into mutual funds and puts the needs of investors like you first. Invest in different types of schemes & start an SIP with Quantum Mutual Funds today! Quantum Mutual Fund believes in sustainable growth built with integrity & transparency and are trusted by over 50,000 active investors to achieve their wealth creation goals. Our aim is to generate sensible, risk returns for your investment horizon.