123ArticleOnline Logo
Welcome to 123ArticleOnline.com!
ALL >> General >> View Article

Heritage Instrument Insurance – Protect Your Investment And Get Peace Of Mind

Profile Picture
By Author: micheljordan
Total Articles: 247
Comment this article
Facebook ShareTwitter ShareGoogle+ ShareTwitter Share

For a musician and a music lover, musical instruments not just make a significant part of their life, but their entire life. Yes, talk to an artist or any music enthusiast, and you will understand the intensity of the bond he/she shares with his/her instruments. And, if music or a given musical gear is a part of a musician's family legacy, everything becomes even more precious. Moreover, whether you love listening to music, collecting vintage musical instruments, or playing various musical instruments, owning heritage pieces is a dream, and, at times, you might feel that your collection is incomplete with one.

Do you own a heritage or vintage musical instrument?

However, having a heritage musical instrument means your responsibilities towards taking care of it doubles. First of all, these pieces are pretty expensive. And, secondly, these are limited edition units. Therefore, you should become extra alert when you own heritage musical gears and get a Heritage Instrument Insurance plan from a reputable insurance company.

Accidents happen by chance. No one expects them to happen!

Even if you treat your ...
... prized-possession as an extension to your body, you cannot take it everywhere. So, having said that, suppose you left it in your car and went to meet someone. After the meeting is over, you get back to your car only to find out that your vintage piece is missing. OMG, someone broke into your car and stole it.

Situations like these are not new. Just lift a daily newspaper, and you can find many headlines and stories talking about theft of musical instruments. Therefore, it is wise to stay prepared in advance. Especially, considering the fortune you have invested in buying a vintage music instrument, buying musical instrument insurance is utterly imperative. The reason - Heritage Instrument Insurance, although it cannot stop the crime or accident from happening, is capable of saving from the financial disaster that is likely to follow after you have been hit by a stroke of bad luck.

An insurance policy could be a world to you after your gear!

When you have the protection of a suitable music instrument cover, you can focus on producing good music. You do not need to be in a panicky mode, whenever you go out for a performance, what if someone lifts your instruments from backstage or what if you accidentally damage it.

Homeowners’ or renters’ insurance plans have some limitations

Most music instrument owners are very less likely to even consider buying a separate insurance policy for their musical gears and accessories. Such restraint is because they are pretty much convinced that their homeowners’ or renters’ insurance plans are doing their jobs. But, if you also think alike, you need to reconsider your ideas.

Yes, homeowners’ or renters’ insurance plans do cover your belongings, which also include your musical instruments. It is true, provided you have listed the same at the time of taking the insurance or made sure to update your policy every time to buy new gear.

Another crucial thing to note, your homeowners’ or renters’ insurance policies have certain limitations when it comes to musical instruments and other such goods.

Although the extent of coverage, inclusions, and exclusions vary from one insurance provider to the other, some aspects are more likely to be standard with almost every type of homeowners’ or renters’ insurance plan. It includes - no cover of breakage, no cover, if something happens to your vintage pieces outside the insured property, no coverage if you have used or using your instruments commercially. However, instrument-specific insurance plans cover almost every possible peril.

Also, when you own an instrument-specific insurance policy, filing claims and getting proper settlement becomes easy.

Instrument-specific policies rule the roost!

So, when you can leverage these many benefits from an insurance policy, don’t you think that it is worth an investment?

Total Views: 457Word Count: 625See All articles From Author

Add Comment

General Articles

1. How Solicitors In Craigavon Handle Property Disputes
Author: Jph Law

2. Car Suspension Repair Dubai – Drive Smooth, Stay Safe
Author: James

3. Top Choice For Apple Ipad Repair Dubai – Fast, Reliable, And Affordable
Author: James

4. Best Fan Designs By Industry – Id And Fd Fans
Author: Neel Rao

5. Chand Par Shayari In Hindi
Author: Banjit

6. British And Irish Lions Face Fitness Fears Before Brisbane Test
Author: eticketing.co

7. What Are A4-70 Bolts And Why Are They Important?
Author: Dalloyed Fastners

8. Is Apache Superset Right For You? 5 Alternatives To Consider
Author: Vhelical

9. Redash Alternative For Data Visualization
Author: Vhelical

10. Nfl Games: Chiefs-chargers Clash Amid Cbs Uncertainty
Author: eticketing.co

11. Ai-powered Affiliate Funnels? Fusion Ai 2025 Review Exposes The Truth
Author: Joshua thomson

12. Looking For A Nursery In Rolla Sharjah? Visit Bumble Bee Nursery Today!
Author: sharjah

13. Platinum 1000 l Stainless Steel Tank For Ro Water Storage: Pure, Safe & Durable
Author: amalagrawal

14. Best Double Meaning Shayari With Images
Author: Banjit

15. The Highwaymen’s Journey Through Time: From Roadside Paintings To Museum Walls
Author: Highwaymen Art Specialists

Login To Account
Login Email:
Password:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: