Get A Swift Personal Or Business Loan From Poonawalla Finance

By Author: reeta menon
Total Articles: 21
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If you need a quick NBFC personal loan for your requirements, Poonawalla Finance can aid you. They are a dependable financial services company and you can rely on their assistance at any time. The firm presents an NBFC personal loan as well as low unsecured business loan interest ratesfor customers in Pune and other Indian cities like Mumbai, Aurangabad, Nagpur, Hyderabad, Bengaluru, Surat, Vadodara, Ahmedabad, Bhopal, and Indore.

Allowance Conditions
• You can avail up to Rs. 30 lakhs
• Interest rates are affordable
• No prepayment charges or collateral
• Payment tenure is up to 60 months for personal credit and up to 36 months for unsecured business credit

Easy Process
Poonawalla Finance provides a simple and efficient process that allows you to get your advance quickly within two working days. You can utilize the amount for personal or business purposes. Unsecured business loan interest rates ...
... are competitive, and you’ll not be stressed in repaying the amount which you can do in convenient installments.

Benefits Offered
• No security is required
• Affordable and low-cost interest rates
• Minimal documentation is needed as you can do everything online
• No hidden or surprise fees
• Foreclose the allowance any time as Poonawalla Finance does not levy prepayment charges
• Avail multiple credits for personal, professional, and business purposes
• Use the lower interest rates to consolidate higher cost advances

Eligibility Criteria for Personal Credit

• Your age should be between 23 years to 58 years
• Your monthly salary should be at least Rs. 30,000
• Should be employed in current company for at least six months and should have been working for at least two years in total

Documents Required for Personal Credit
• For identify proof, you can provide Aadhaar or PAN card
• Address proof files are passport, electricity bill, Index II, or rent agreement
• Income proof needed is the last three months’ salary slips
• You should also submit the bank statement of your salary credit account for past three months
• Present a copy of your employee ID card as employment proof

Eligibility for Unsecured Business Advance
• Applicant age should be between 24 years to 65 years
• A stable business of a minimum of three years
• Minimum annual turnover of Rs. 10 lakhs

Documents Needed for Unsecured Business Advance
KYC Files:
KYC files of the company: Address proof, PAN Card, GST registration certificate (if it is applicable) and other valid registrations
KYC files of proprietor/director/partner: Aadhaar card, PAN card, Index II/electricity bill/rent agreement

Income files:
• IT returns with the calculation for the last two years
• Balance sheet and profit/loss statement for the last two years
• GST returns

Statement of Bank Account
• Statement of active bank account for the last six months

Allowance Amount
Business professionals can obtain up to Rs. 30 lakhs as advance from Poonawalla Finance that they can repay in handy installments. If you have the funds ready at hand, you can prepay the entire amount without worrying about prepayment fees. Utilize the amount to improve your business by renovating, expanding, recruiting more staff, boosting office space, and other methods.

Go Online
Visit poonawalla finance website to find out more about the company and submit your online application for a fast allowance. If you need any clarifications, contact the NBFC’s support team via phone or email to get prompt assistance and advice.

I have a strong interest in writing articles and blogs related to fitness, health diseases, diabetes, allergy, diarrhoea. In a free time playing chess and listening to music.