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Get The Best Business And Home Loan In Delhi

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By Author: Fayeem
Total Articles: 155
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If you are looking for business loans in Delhi, then you are in the right place. You will get to know everything here. There are specific requirements you need to fulfill to get the best business loans that fit your venture. You will get less paperwork involved in the process. The annual rate of interest on which bank provides you credit varies from bank to bank and on the type of loan requirements. You will get the penalty interest rate less than one percent, on the overdue amount every day.

To get a business loan in the city, you need to have experience of one year in the business line. You must be earning more than two lakh of monthly revenue. If you are a busy person and worried about the formalities for applying for the loan, don't be upset. You just need to fulfill the basic KYC requirements. You must have Pan and Adhaar card with you. Take along with you twelve months of a bank statement. It will help in the process. It is not essential to have a home or business ownership. You get your loan sanctioned within forty-eight hours. The minimum bank loan amount offered ...
... is five thousand, and the minimum period to pay back is one year — this period extends up to five years. The rate of interest up to which HDFC provides you loan is fifteen percent. Generally, banks offer credit for all types of ventures, whether it is for long term business venture or small business venture.


Home Loan Aspects

Those who are planning to build the dream home, you can seek help here. The home loan depends upon the property you are purchasing. You may also take a home loan to reconstruct your old property. The government is ever ready to help you in this purpose. The interest rates lie between five to eight percent. There are certain formalities you need to fulfill to get the home loan. It is challenging to build your home with your reserve fund collection. And the government is all set to help you out without breaking your reserve funds. There are certain requirements you need to fulfill to get a home loan. You need to provide your bank with proof of your age. You need to submit an identity proof and income document as well. This will help you get easy home loans in your city.

Get Loans Against Property

If you want to set up a big business venture, then you can get loans from the bank against your property. This will fetch you the best deals and is best for business purposes. However, you can get loan on the following property. You can mortgage a self-occupied residential property. It can be a house or flat, but the essential thing is ownership must be in your hands. You cant get the loan on any rented residential property of yours.

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