Income Conserving Tips - Increase Your Financial Savings

By Author: Stephen Cauldry
Total Articles: 60
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Inexpensive Living Is a Must

The hard financial circumstances have made it problematical for families to lessen their budget and improve their savings; particularly with the growing needs of their children, increasing food prices and never ending increase to utility expenses like gas and energy. But did you know that despite having the common condition that we all share, you're still in a position to save as much as $300 a month? Well then, i'll reveal to you some money saving ideas which have helped me save hundreds of dollars each month.

1.)Evaluate products and services you don't use - when I review my regular monthly expenses, first thing I chopped off was my AT&T bundle invoice; in cases like this, yours might be DirecTV, cable connection or pay television by some other company. Since that time I found out that I wasn't in a position to view premium channels like HBO and CINEMAX, and even writing them on DVD still didn't help, I decided to drop the premium channels which helped me save $20 a month.

2.)Quit unused entertainment expenses - with the help of free events, coupons and promotions, we could ...
... actually get our entertainment for a low price or even for free even though I was returning to spending money on monthly movie costs again. If you use Blockbuster Online, it would amount to around $15.99 plus you have to rent 4 movies each month to get free movies in store. If you feel that you can't keep up with this kind of costly maintenance, it would best if you stopped paying for the service entirely. This can actually save you up to $35.99 a month.

3.)A look at your telephone bills - A friend of mine uses Verizon with a home package including unlimited long distance calls but I noticed that he hasn't been using the full amount of his minutes. I suggested that he call Verizon and ask about different plans or discount ideas. By changing plans and lowering minutes, he was confident enough to lessen communication expenses as much as 15% or at least $37 a month. I did the same thing and I was able to save $72.99 a month.

4.)Smart coupon clipping - Clipping coupons is an art. It won't conserve your funds or time if you don't stick to these smart principles for working with coupons. By following these rules, I was able to shave off $45 of my recent groceries and Furthermore, i found out that you can save as much as $110 a month just by using coupons.

a.Never cut if you won't use it

b.Never buy anything just because you have a coupon.

c.Stock up on coupons when grocery items are on sale.

With these tips alone, you can save up to hundreds of dollars by reducing our pointless expenses and following smart buying choices. Just imagine what you can do with a few extra hundred dollars a month: pay for your child's college? Save for a dream vacation?

What ever your reasons might be for saving money, these tips will greatly help you.