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Best Time To Buy Fridge On Emi Without Credit Card

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By Author: Meenal Wahi
Total Articles: 15
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Living in such extreme hot weather conditions really calls for having some options that can beat the heat and make the summers bearable. The refrigerator is one of the home appliances that are highly in demand, especially during this season. It is not only needed to keep the cooked/uncooked food items fresh but also to help us have some bliss in the form of cold drinks, ice cubes and ice-creams!

A plethora of options are available for customers nowadays when it comes to variety in models, features, colours and design. Ideally, the thought of buying a refrigerator should be backed up by some logical thinking. Some of the important things to consider before buying a refrigerator are listed below:

BRANDS: Observe, study and explore the various brands available in the market so as to be able to evaluate and choose the best from amongst all. These days, financing companies make deals with some of the top brands available in the market so as to provide Home appliance loan at a minimum rate of interest to customers. Do check for those brands if getting your favourite refrigerator financed is on your mind. Sometimes it is also good to try the latest brands which are successfully competing with the old and well-established brands in the market.

VARIANTS: There are many refrigerator styles/variants available today. One can consider various options such as the side-by-side models with the freezer on one side and the refrigerator on the other or the more traditional "over and under" design, where the freezer is on top. Some manufacturers are even bringing back the trend of refrigerators with the freezer on the bottom etc. Different types of refrigerators have different specialities and one may choose which best suits the requirement.

SPACE & CAPACITY: After studying the variants and brands, the next important thing is to decide the capacity and size of the fridge which depends on the number of members in your family or the usage. Another important thing for deciding the size of the refrigerator is the amount of space you have marked for it in your home so that it fits in comfortably. Also, keep in mind space, sections and shelves you will be needing to accommodate your stuff.

STAR RATING & ENERGY CONSUMPTION: The Energy Efficiency Rating (EER) tells you how energy efficient your fridge is. A higher star rating means more efficiency. Consider the logo of Bureau of Energy Efficiency (BEE) to ensure the authenticity of the EER rating. Go for a fridge with a higher EER if you are concerned about your electricity bills (because they cost less to operate), although it might seem a little more expensive at the time of purchase.

MODE OF BUYING: It is one of the most important factors to be taken into consideration so as to be able to manage your money wisely. If you don’t wish to spend a hefty amount in one go then it is better to consider buying a fridge on Emi so as not to burn a hole in your pocket.

You can easily buy your favourite refrigerator on EMI without credit card from a consumer durable financing company which offers 0 interest or no cost EMI on your home appliance loan. Such companies also offer the loan with very simple procedures and minimum documentation attached to the process for customer’s convenience.

More About the Author

Meenal Wahi is involved in finance and loan management for over 6 years. She also likes to provide loan and finance tips to people who are interested in home appliance loan, 0 present Mobile finance, SmartPhone Insurance and laptop loan on 0 interest EMI. For more info about finance and loan, please visit: https://www.homecredit.co.in/

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