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Don’t Be A Fool: Take Precautionary Measures To Grab The Best Car Deal
Total Articles: 12
April Fool’s Day comes with the common tradition of jokes and pranks. It is common to make a fool out of each other. But when it comes to car buying, you should make sure you do not get fooled on April Fool’s Day. The mistakes you make while you buy your car can cause you to pay for it in the long run. Therefore, it is important that you stay aware of the possible traps and take precautionary steps to avoid car buying disasters.
Car Buying Tips: Essential Tools to Not Be A Fool
Take note of the common mistakes that you can eliminate while making the purchase. Also, learn which precautionary measures are necessary to ensure a financially beneficial deal.
1. Mistake: Negotiating on Monthly Payments
Precautionary Measure: Most people tend to think about car payments as the amount that goes out of their pockets every month. However, the moment you talk about financing, make sure you consider the value of the car in its entirety. Always start by negotiating on the price of the car, financing in terms of interest rates and then the trade-in value of your old car, respectively. Avoid the mistake of negotiating by monthly payments as you will end up having no idea about the total cost of the car. Instead, negotiate on the entire value and then focus on lowering your monthly payments.
2. Mistake: Restricting Car Models
Precautionary Measure: A common mistake while buying a car is to fall in love with a specific make and model. You automatically restrict your options when you are not open to selecting different car models. In the process of a rigid selection, you may miss out on other car models that better suit your needs and requirements. Therefore, when you step into the dealership lot, put aside your emotions and choose a car that matches your needs, has decent reviews and falls in your budget.
3. Mistake: Delayed Financing
Precautionary Measure: The actual amount of your car and the total cost of owning the vehicle depends not only on your negotiation skills but also on your financing knowledge and prowess. Do not wait to think about car financing until you enter the dealership lot. Shop around various banks and browse online auto financing companies. Gain knowledge on the current value of the interest rates and the price of the car. The best option is to get a preapproved auto loan that will secure your financing and help you make a faster car buying decision.
Pro Car Buying Tip: Ensure Precaution This April Fool’s Day
When you set out to purchase your car, always be aware of the deal offered to you. Every car has certain unnecessary extras and you could end up saving up to $200 by eliminating such charges. Also, make sure you research the correct value of your current car, in case you are willing to trade it in for a new one. All in all, if you are focused while negotiating and understand how car financing works, you will not be fooled by the dealer’s tactics.
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