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3 Simple Requirements You Need To Meet To Get Lbc Capital’s Stated Income Loans

By Author: Nancy Smith
Total Articles: 606

One of the reasons why getting a loan from a conventional bank is such a hassle is because of the many requirements you are supposed to meet. By the time you are done with the application, you would usually be very exhausted with little hopes of getting the loan. We don’t want you to go through that frustration and that is why the LBC Mortgage requirements have been minimized to allow for fast application and approval process.
Below are three of the most important requirements you should meet to get our stated income loans.
1. Personal or Business Bank Statements – We won’t ask you for tax returns or current pay stubs. To fully understand your financial capabilities, we only need to look at your personal or business banks statements. Your chances of getting a loan won’t be in any way affected by tax write offs. After we are satisfied that you are in a position to repay the low through your bank statements, we start process your loan as quickly as possible.
2. Minimum Credit Score of 600 – Your credit score is not as important to us as it is to conventional lenders. We want to ensure that you get the best stated income loans without your credit history getting on the way. That is why we put our credit score at a minimum of 600 instead of the 700+ required by banks. We believe that this is very achievable for most self-employed people and shouldn’t keep them from getting the loan. If you can’t get a loan from a traditional bank because of your credit score, don’t worry, visit any of our local stated income loans office and check out the options available to you.
3. You should have been self-employed for at least 2 years–We strive to be the best self-employed home loans company in the United States. That’s why we care about your experience and financial capabilities. To be sure that you can confidently repay the loan, you should have been operating your own business for not less than two years.
Ready to take a stated income loan? Visit our local stated income loans office.
Click here https://www.statedincomeloans.mortgage for more details.

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