Cheap Holiday Insurance: Promises And Pitfalls

By Author: Caron Fontelroy
Total Articles: 10
Comment this article

Holidays require lots of planning. You need to pick a destination, weigh up package deals against cheap flight offers, and then (often the last thing you do) look for cheap holiday insurance. Here are a few pointers to help you out with this less than exciting but essential task.

Firstly, consider just how much travelling you will be undertaking in the course of a year. If you are going on more than one trip, it may make sense to look for an annual policy rather than a series of single trip packages.

Secondly, what kind of activities will fill your leisure time? If you will be lying on a beach for most of your holiday, you may find it relatively easy to find cheap holiday insurance; on the other hand, if you will be climbing Everest, you will require specialist insurance, and this is unlikely to be inexpensive.

Holiday insurance deals will only truly be ''cheap'' ? that is, offer a genuine saving ? if the policy adequately covers you. Be realistic about your needs when looking for cheap travel insurance, or else you may find that you have made a worthless investment in a false economy.

If an ...
... offer looks too good to be true, it probably is. Try to stick to established companies, and read reviews of the insurance products that they offer.

Make sure that you read the small print, especially when it comes to travel outside Europe. Some countries are excluded from the cheaper holiday insurance packages.

If you are touring or away for a long trip, check the length of time that your holiday insurance policy will cover you for ? many cheap (and not so cheap) holiday insurance packages have an upper limit on the duration of the vacation.

Get online and compare as many prices as you can. See what the established companies like Go Travel offer in the way of cheap holiday insurance packages to get an idea of standard deals. Use price comparison websites to save you some time during your search. There is no harm in playing sales people off against each other, as in this competitive market agents often have the power to cut you a deal to trump the opposition, and win your business. Good luck! Caron Fontelroy never travels without a good cheap holiday insurance policy.