How To Get Cheaper Car Insurance

By Author: Anastacia Kriegh
Total Articles: 11
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Car insurance policies can be complicated things to look at when you are trying to pick between them. There are literally hundreds of factors affecting the risk assessment that heavily influences the final price of your premium. There are some important factors that you can take control over, and in so doing find yourself cheaper car insurance.

It is often best to be a new customer when it comes time to select a policy. Many companies use introductory offers to attract new customers, so if you want to renew with your existing supplier, it is worth approaching them as a new customer.

Consider the excess on the car insurance policy. The lower the excess, the higher your premium will be. It does not always make sense to opt for the lowest possible excess, as in some cases making a claim for low cost damages as opposed to fixing minor damage yourself is not the best way ? the loss of a no claims bonus and subsequent price hike in your premium sometimes outweighs the cost of fixing minor damage yourself.

Contact customer services with one of the main car insurance providers like Kwik Fit to find out how ...
... increasing your excess can reduce the cost of your policy.

If you are purchasing a new car, have a good shop around. Many car dealers offer free insurance for the first year or two when you buy a new car. This can result in a significant saving, especially for younger drivers.

Shopping around is generally a good policy. Women should not limit themselves to looking at only the policies offered by women only insurance companies. Although these companies are set up to offer insurance to the lower risk group of women drivers, these companies will not always automatically provide the cheapest insurance policy possible in a highly competitive market.

New drivers who have just passed their test should take the Pass Plus Test, as having this qualification will significantly reduce the cost of car insurance.

New drivers should all consider sitting the additional Pass Plus driving test as this will reduce the cost of car insurance ? just make sure that you book on to these courses within 12 months of passing the basic driving test. Make sure to enquire with your local council, as many offer discounted Pass Plus Courses.

Anastacia Kriegh went to Kwik Fit Insurance to find the right car insurance policy and has been writing about them since.