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By Author: Scott F. Staudt
Total Articles: 91
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Once you decide to buy a new home, where you buy is frequently determined either by choosing an area you love or where you have friends and relatives, or you think about what characteristics suit your dream town and you start looking for those characteristics.

If you decide to live near family or friends, this makes the process easier since you already have a pretty good idea of what the areas is like, especially concerning schools, safety, how long your commute will be, and what the fun things to do in the area are.

If you simply have decided that now is the right time to buy a house, and you don't really have an idea where, the point to start may be more difficult to find.

One of the first things people think about is how far the house will be from where they work. Retirees don't have to consider this factor. Houses close to busy urban areas are often more expensive than a house further out in the in the 'burbs.

The next criteria most people want to look at is the quality of the educational system. For families with children, the reason is obvious, but even retirees and childless couples should ...
... evaluate the school system since this factor has such a major implication for present and future property values.

The cost of the house is the next thing to look at, and sacrifices may have to be made to meet economic reality. The decision may be a tradeoff between a house that is closer to work, but is more expensive. Or perhaps in the long run you will do better if you pay additional for a house within an easy commutation period.

In addition the outright cost of the house, other costs may influence the decision. There is an argument for purchasing in an older area with fewer or poor schools, with the cost of private schools offset by the savings in initial price and taxes.

And what about the taxes? Don't just go by present rates, either, you can do a little digging and see if rates are poised for an increase. If the town has not done an assessment in some time, you may be poised for an adjustment. This can be a very important and expensive issue if the owner improved the house after the last assessment, since new kitchens, bathrooms, decks and pools add to the assessment of the home.

You also need to find out whether the area is experiencing a lot of growth. Just imagine if the town voted in the construction of a new school right
just after you bought your home. Also ask how frequently the town raises its taxes.

Gather all the information about your prospective new ara and then begin shopping!
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