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Archived Articles about Insurance
Can Your Insurance Company Afford Your Claim? By: Marcus Stalder
Shopping for auto insurance is easy, but you've got to take the time to vet the insurance company before you buy.(read entire article)(posted on: 2010-09-28)
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Auto Insurance Requirements By State By: Marcus Stalder
Each state has its own requirements for your auto insurance coverage.(read entire article)(posted on: 2010-09-28)
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Choosing The Right Auto Insurance Limits By: Marcus Stalder
Your auto insurance limits play an important role in both your premium and your policy's effectiveness.(read entire article)(posted on: 2010-09-28)
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Your Health Versus Insurance Rates By: Marcus Stalder
Your health insurance quotes are affected by your individual health and health history unless you are in a group health insurance plan.(read entire article)(posted on: 2010-09-28)
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Insurance For High-risk Buyers By: Marcus Stalder
Having a serious health condition can push your health insurance rates quite high and make it hard to find a plan. Learn how you can get health insurance coverage if you have pre-existing conditions.(read entire article)(posted on: 2010-09-28)
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Auto Insurance - Who Deserves The Lowest Premiums? By: Marcus Stalder
The article asks how an insurance company sets the premium rate.(read entire article)(posted on: 2010-09-28)
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Home Insurance Classes By: Marcus Stalder
In order to determine what insurable incidents are and are not covered by your home insurance policy, you will be assigned to a class of coverage.(read entire article)(posted on: 2010-09-28)
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Time For College By: Marcus Stalder
The article lists what to do if your teen is off to college this fall.Time for college(read entire article)(posted on: 2010-09-28)
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Primary Care Is Best By: Marcus Stalder
The article looks at how improvement at primary care level will save costs and increase the quality of care.(read entire article)(posted on: 2010-09-28)
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The Misconception Of A Minicab Business By: There is also the matter of wear and tear on your
There is also the matter of wear and tear on your vehicles. Minicabs cover a massive amount of miles every year and this will result, very regularly, in worn or broken components. Brake pads, gearboxes and clutches on taxis all do far more work than those on a ‘normal car’ and will need to be replaced frequently as a result. This can be a very costly business and, if you are not getting as many fares as you would like, then it can make a big difference to your profits.
It is also important to have a good level of minicab insurance cover for your vehicles as taxi drivers put themselves in far more danger than most other drivers because they are on the road for so many hours each day. The longer we spend behind the wheel of a car, the greater our chances will become of being involved in a collision. Even if we are exceptionally careful drivers, there are still plenty of other car owners out there who are not...
And these are only some of the problems, risks and expenses involved with providing your own taxi service. There are plenty of other factors to consider which make it far less appealing. For instance, just imagine how hot you get when you are sat around waiting for fares in the middle of summer. ‘But modern cars are fitted with air conditioning.’ You point out. Well yes, most of them are; but you can hardly sit with your engine running every time you stop!
However, one of the very largest dangers to be involved with minicab work has yet to be touched upon. It is a constant, niggling fear of any taxi driver and it is also one of the main reasons for having proper insurance for a minicab... it is robbery. When you are picking people up, you can never be totally sure of your safety. Thankfully, being robbed at knifepoint for your takings is not an everyday occurrence, but it is still a frightening possibility. If this ever does happen to you, then there is only ever one sensible option; give them the money! Being a hero is not worth the risk; your life is far more important than a few hundred pounds worth of fares.
So, you are probably beginning to see that running a minicab business isn’t quite as ‘cushy’ as you thought! In fact, it is full of risks, stress, expense and plenty of good old-fashioned hard work.(read entire article)(posted on: 2010-09-28)
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