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Archived Articles about Insurance
Why It Is So Important To Have Good Courier Insurance By: So, when it comes to insuring your vehicles, you w
So, when it comes to insuring your vehicles, you will often not have a great deal of time for shopping around. Most insurance companies will have specific packages for couriers and it is often easier to take out a policy with the first one that comes to mind. However, this is not the best way of going about things. Considering just how competitive the courier industry is, it is advisable to try and save money whenever you can. And your vehicle insurance is one of the most obvious places to start. Having adequate cover for your vans may be an unavoidable legal requirement, but you should still be trying to get it is cheaply as possible.
One of the very first things to consider, when you are trying to reduce the cost of your courier insurance policies, is ‘Fleet Cover’. The majority of insurers will class three or more vehicles as a fleet and you could make substantial savings by switching over to this type of policy. Many businesses use ‘Fleet Cover’ for their vehicles as it also makes a great deal of difference to the amount of insurance-related paperwork they have to do. Besides, if your company uses ten different vehicles, then it can get a little confusing when you are trying to remember the date that the cover will need to be renewed on each!
But price is not everything either! Another very good reason for looking at several different companies is that you may well get a greater level of protection for your vehicles than you are doing at present. All insurers will differ with the overall quality of their cover and some will be able to offer you far more security than others... for exactly the same amount of money.
Couriers will obviously have specific requirements with their insurance and these will be totally different to many other trades. Larger clients will often insist that you are covered with Public Liability before they even consider using your services and this is completely understandable. After all, when you are coming into contact with hundreds of customers throughout an average working week there is no room whatsoever for taking risks.
All in all, insurance is just as important as the delivery of each of your items. If your cover is not as good as it should be or is costing far too much, then it can have a very negative effect on your business. Yes, a courier service will undoubtedly involve a lot of hard work, but you should still be making time to find the best protection for your vehicles!(read entire article)(posted on: 2010-10-05)
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Basic Facts About Sr22 & Dui Auto Insurance By: Jones Wilson
SR22 auto insurance policy is meant for the people whose passion for driving lead to several mishaps. To restrict the drivers from getting engaged in any such issues, these high risk insurance policies have been introduced.(read entire article)(posted on: 2010-10-04)
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Motorcycle Insurance – The Cheap Policy Is Not Always The Best One By: Jones Wilson
Motorcycle insurance is a must need for the motorcycle owners. The cost is the prime consideration for them but the low-priced insurance policies do not always make it to the list of the best policies in the market.(read entire article)(posted on: 2010-10-04)
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A Way To Remain Tension Free – Medicare Supplement Leads By: johndeshaun
There is no denying the fact that all of us require insurance. Chances are that one can face health related problems after 65 years of age or even before that.(read entire article)(posted on: 2010-10-04)
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International Medical Insurance, How To Choose Group Cover By: Adam Lee
Group international medical insurance to cover employees of different nationalities in different locations can be highly complex to organise and manage. Ed Watling, at independent international medical insurance expert Bellwood Prestbury, considers the issues involved.
When a company decides to open an international office or employ people outside their own country there is a moral, if not legal, responsibility to provide employees with suitable healthcare. However the variety of international medical insurance options, the way cover works, local legislation and the inevitable jargon that accompanies it all can be daunting for non-specialist HR or benefits managers.(read entire article)(posted on: 2010-10-03)
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Global Survey's Good News For Uk Motorcyclists By: Adam Lee
New survey of 33 countries shows that a 23 per cent decline in motorcycle accidents helped the UK achieve the lowest road fatality rate
UK motorcyclists will be glad to know that a new international report has concluded that they are driving on the safest roads in the world.
Surprisingly, it is a French, rather than a British, company which has compiled the report. Paris-based International Transport Forum analysed data taken from 33 countries before publishing findings which found that the UK had the lowest road fatality rate in 2009 (3.8 deaths for every 100,000 inhabitants).(read entire article)(posted on: 2010-10-03)
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How A Better Class Of Insurance Can Make All The Difference By: Twenty-first century driving can be pretty hectic
Twenty-first century driving can be pretty hectic at the best of times. And whilst we are busy dashing around from one task to the next there are plenty of things just waiting to go wrong! So accidents are bound to happen from time to time and they will invariably come about when we are least expecting them.
Our roads have always had their fair share of hazards, but with a huge increase in traffic, there are now even more dangers to be aware of. It may sound pessimistic, but the more vehicles that are on the road, the more accidents will occur. Another reason for this is that not every driver that we meet will be careful or considerate; speeding, reckless overtaking and tailgating are all bad habits of many road users and they increase the danger levels for everyone else. This is a worry for any of us, but it is even more of a concern for many employers...
Say, for example, that you are the head of your own haulage firm. As soon as you begin employing other people to drive your vehicles for you, the chances of something going wrong will be dramatically increased. This isn’t meant to imply that your drivers will all go tearing around like lunatics; it is simply a case of mathematics. By being the owner of five trucks, you will instantly become five times more at risk, albeit indirectly!
Of course, there are certain things you can do that will greatly reduce the risk of accidents; ensuring that your vehicles are in good working order, educating your staff about possible dangers and only employing drivers who have a clean licence. These are all wise measures to take and they are bound to have a very positive effect on your business. However, some accidents are just unavoidable. Many of them will occur simply because of someone else’s negligence and this is when your truck insurance policy can save the day.
If you make a point of finding a policy with an optimal amount of cover, then it really can make all the difference. In the wake of a disaster you will already have plenty to be concerned about without wondering if you have an adequate level of insurance. Getting a better standard of cover will probably mean spending more money, but it may be well worth the extra expense. Anyone working in the transport industry will need to keep their trucks on the road as much as possible. So remember; after a crisis occurs, the quality of your insurance policy can have a very large bearing on how quickly things return to normal!(read entire article)(posted on: 2010-10-02)
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Medicare Changes For 2011 By: Eric Simon
Attention Medicare recipients, are you searching for the best option for 2011? Well, then Medicare Supplemental Insurance is the ideal solution. But what has made Medicare supplemental insurance, an inevitable thing of 2011?(read entire article)(posted on: 2010-10-01)
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Dui Auto Insurance – Fill Up The Sr22 Form To Get Enrolled By: Danieal Smith has faced a lot of hazards while buy
Insurance policies have been designed to provide protection to one's property or life in case of fatal incidents. The DUI auto insurance as well as the SR22 auto insurance are considered to be the high risk driving insurance deals. Features of these schemes have been discussed within this article.(read entire article)(posted on: 2010-10-01)
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Sr22 & Harley Motorcycle Insurance – Mandatory For Every Driver By: Danieal Smith has faced a lot of hazards while buy
The Harley motorcycle insurance policy is a must have for every owner of this two-wheeler. This is because this policy helps cover all the damages that occur during the accident. But, before you purchase this policy, there are some points which you have to keep in mind.(read entire article)(posted on: 2010-10-01)
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