Here's the recent articles submitted by alex gwen thomson
Articles By alex gwen thomson
Future House Prices Are Dependent Upon Future Loan Terms
Submitted as: Lawrence Roberts
Every homebuyer operating in the deflation of the Great Housing Bubble needs to consider what loan terms will be available in the future. At some point, most buyers become sellers. The future buyer will likely need to borrow most of the money necessary to complete a real estate transaction. The availability of credit and the loan terms this future buyer will face is the primary determinant of the price this buyer will pay for real estate.(read
entire article)
View : 213 Times
Category : Real Estate and Foreclosure
Give Yourself The Alkaline Advantage
Submitted as: Mark Henry
Some diet tips to ensure you are PH alkaline a positive move for top health.(read
entire article)
View : 269 Times
Category : Health
House Prices Fall - How Low Will They Go?
Submitted as: Lawrence Roberts
Despite the difficulty in market forecasting, many who have examined the residential real estate market point to continued declines through 2009 and beyond. The most likely scenario has resale residential real estate markets bottoming in 2011 at prices 30% off the peak nationally.(read
entire article)
View : 229 Times
Category : Real Estate and Foreclosure
Housing Market Bottom - Price Action Estimates
Submitted as: Lawrence Roberts
Most market participants focus on price action. The price-to-price feedback mechanism largely responsible for bubble market behavior gathers its strength from an awareness of market pricing, and the widespread belief that short-term, past price performance is predictive of long-term, future price performance. It is a fallacy that is often reinforced in the short-term as irrational exuberance takes over in a market, but over the long term, short-term price movements rarely correspond to long-term price trends, and when they do, it is only by chance.(read
entire article)
View : 200 Times
Category : Business
Housing Market Bottom - Price-to-rent Ratio Estimates
Submitted as: Lawrence Roberts
Comparative rent is the primary method of evaluating the fundamental value of any property. The price-to-rent ratio links the cost of ownership with the cost of rental. This link is direct because possession of property can be obtained by either method. The cost of ownership encapsulates all of the financing terms and other variables associated with possession of real estate as does the cost of rental. Price-to-rent ratio fluctuates over time as changes in the cost of ownership and terms of financing makes financing amounts vary and house prices vary as well.(read
entire article)
View : 246 Times
Category : Real Estate and Foreclosure
Housing Market Bottom - Price-to-income Ratio Estimates
Submitted as: Lawrence Roberts
One method used to evaluation residential real estate prices is the price-to-income ratio. Since people borrow the vast majority of the funds necessary to purchase residential real estate, and this borrowing must be financed from current income, the ratio of house prices to rent is a useful barometer of market valuation.(read
entire article)
View : 223 Times
Category : Real Estate and Foreclosure
Guidelines For Pencil Portrait Drawing - The Six Elements Of Portrait Drawing
Submitted as: Remi Engels
In this article we discuss in detail the six elements of a pencil portrait sketch: shape, proportion, anatomy, texture, value, and planes.(read
entire article)
View : 361 Times
Category : Art
Hyperinflation And The Housing Market
Submitted as: Lawrence Roberts
The Federal Reserve under Ben Bernanke began aggressively lowering interest rates at the end of 2007 in response to the severe economic downturn caused by the collapse of house prices and the related difficulties falling house prices had on the banks and other institutions that made loans using houses as collateral. Many are concerned that these policies will ignite a period of hyperinflation in the United States.(read
entire article)
View : 197 Times
Category : Business
Debt-to-income Ratios Impact On Residential Real Estate Markets
Submitted as: Lawrence Roberts
The debt-to-income ratio is a measure of how far buyers are "stretching" to buy real estate. Buyers have historically committed larger sums to purchase real estate when prices are rising in order to capture the appreciation of rising prices. Conversely, buyers have historically committed smaller and smaller percentages of their income toward buying real estate when prices are declining because there is little incentive to overpay. Some may look at this phenomenon as a passive effect of the rise and fall of prices, but since buying is a choice, the fluctuation in debt-to-income ratios is an active force on prices in the market.(read
entire article)
View : 289 Times
Category : Debt
Tips On Pencil Portrait Sketching - Blocking-in Big Masses Of Value
Submitted as: Remi Engels
In this article we discuss the construction of tone. We clarify a few techniques and approaches to observe and block-in large masses of tone. We also remark on the significance of studying the anatomy of the skull.(read
entire article)
View : 236 Times
Category : Art
