https://www.123articleonline.com/rss/author/295495/quantum-amcArticles written by Quantum AMC from 123ArticleOnline.comen-usCopyright (c) 123ArticleOnline.com All rights reserved. https://www.123articleonline.com/articles/1218106/4-mistakes-mutual-fund-investors-make Mutual fund investing is simple yet many times investors fail to get all the benefits they deserve because they fall prey to some common mistakes in investing. Read about 4 costly mistakes to avoid while investing in mutual funds. https://www.123articleonline.com/articles/1232667/4-strategies-for-investing-in-sip Systematic Investment Plans (SIPs) is one of the easiest way to start your investment journey with an amount as low as Rs.500. In addition to this, keeping a few strategies in mind will help to achieve your goals quicker! https://www.123articleonline.com/articles/1239179/5-mistakes-to-avoid-in-retirement-planning Saving & investing for your retirement is essential while you are in that nascent stage of your career. However, people end up making small mistakes that later amplify their losses or their realized gains. https://www.123articleonline.com/articles/1213548/5-reasons-to-add-esg-investments-to-your-equity-portfolio Quantum is one of the first AMCs to introduce ESG as a fund in India. What's unique is that it banks on its own proprietary research which has evolved over the last 5 years going through our own learning curve in the ESG space. https://www.123articleonline.com/articles/1223829/7-commandments-every-mutual-fund-investor-should-know Investors need to know everything about the fund before taking the leap. In order to ensure you are investing your hard earned money in a fund that is best suited to you, there are 7 commandments you must know. https://www.123articleonline.com/articles/1217863/a-green-new-year-resolution Throughout 2020, two things experienced wide swings; one was the Indian capital markets and second was the Indian climatic conditions. As a matter of urgency and priority, it is imperative to focus on climate change and how it can affect your investments. https://www.123articleonline.com/articles/1224845/age-wise-financial-education-for-children When do we exactly introduce our kids to financial education? Is it when we let them keep the money they get from relatives? Or when they first plan to go out with their friends for dinner all by themselves? https://www.123articleonline.com/articles/1220315/an-easy-way-to-assess-your-risk-profile It makes total sense to re-evaluate your risk appetite. Not just to ensure there is no further damage to your investment portfolio, but also to make the most of the hidden opportunities amidst turmoil. A risk profile is important for determining a proper asset allocation for your investment portfolio. https://www.123articleonline.com/articles/1214916/become-a-socially-responsible-investor-thats-what-year-2020-taught-us In the journey of wealth creation, we need to be sensitive to Environment, Social, and Governance (ESG) issues. Thus, Socially Responsible Investing is also referred to as ESG Investing. These three pillars encompass a lot of material issues impacting the overall performance of the company and its growth. https://www.123articleonline.com/articles/1256120/can-liquid-funds-can-be-considered-as-emergency-funds Liquid funds in India are a category of debt funds that invest in short-term market instruments such as treasury bills, money market, government securities, commercial paper and so on, which are of a short duration with a maturity of up to 91 days. https://www.123articleonline.com/articles/1224922/choose-the-type-of-mutual-funds-that-suits-you As an investor, you have many investment options like investment in shares, bonds, gold, property etc. When considering investment opportunities, the first challenge that almost every investor faces is a plethora of options. Every option presents its own set of challenges and benefits. https://www.123articleonline.com/articles/1256374/closed-ended-mutual-fund-vs-open-ended-mutual-funds-vs-etf Mutual Funds can be of different categories, which means their underlying assert and their style of investing can vary. If we choose to look at them from a structural classification, they are either open-ended or closed-ended mutual funds. https://www.123articleonline.com/articles/1221484/connecting-your-financial-goals-to-mutual-funds Whatever be your objective to save for the future, the key is to find investments that match your financial goals by investing in products that will generate enough returns. https://www.123articleonline.com/articles/1213577/covid-vaccine-end-of-the-pandemic-and-golds-incredible-rally We believe that a vaccine's impact on gold prices is overestimated. Realistically, the vaccine may not come to local pharmacies for the general public any time soon. The pandemic was a tail wind for gold but fundamentally that doesn't alter the prospects dramatically. Here are top five reasons why. https://www.123articleonline.com/articles/1222472/deciding-the-right-balance-between-risk-and-returns The one thing that is inevitable is risk - decline in value of an investment during investing. As an investor, one would need to take into consideration the different risks that one may face and how to manage it. Keeping this in mind, making wise investment choices could help diminish risk in a way that helps you reap rewards. https://www.123articleonline.com/articles/1229815/equity-investment-in-emerging-themes The 10-year CAGR of the Sensex has been over 10%1 and exceeded performance of other asset classes. Several emerging themes in equity investments have gained traction such as ESG (Environment, Social and Corporate Governance) investing. https://www.123articleonline.com/articles/1216891/equity-view-for-2021 Indian equities remain an attractive asset class and is expected to do well over the long term. Investors are advised to remain invested. Trying to time market entry and exit may backfire. SIPs remain the simplest way to tide over market cycles. https://www.123articleonline.com/articles/1232881/esg-investing-explained-simplified If you've started to become environmental friendly and value certain ethics and principles, then you'd want your investments to follow the same values as well. That's where ESG investing comes in. https://www.123articleonline.com/articles/1218752/esg-mutual-fund-looking-beyond-the-annual-reports Investing in good corporates is intuitively appealing. ESG Investing is buying sustainable businesses that are leaders in their industry when it comes to caring about their people, the planet, and their company's purpose and mission reflect that distinctly. https://www.123articleonline.com/articles/1239083/etf-vs-stocks-how-do-i-select While Stocks and ETF both trade on an exchange, they are two different investment vehicles. They both have their pros and cons and possess a great degree of flexibility in terms of investment. https://www.123articleonline.com/articles/1232531/everything-you-need-to-know-about-liquid-funds Fixed income products like liquid funds seem slightly complex & difficult to understand. To solve that ambiguity, we have demystified liquid funds by briefly citing its important features and traits. Checkout how you can easily use liquid funds to your advantage to achieve your goals and build an emergency fund. https://www.123articleonline.com/articles/1225569/financial-intelligence-is-the-need-of-the-hour Equities are a higher risk instruments than fixed income instruments like Bonds, but both carry risks. Since mutual funds are vehicles with these underlying assets, they too carry that risk. https://www.123articleonline.com/articles/1241567/financial-planning-with-mutual-fund While investing is important but knowing where to invest is very important. Never put eggs in one basket and always diversify your investments based on your goals. https://www.123articleonline.com/articles/1223967/fiscal-escalation-spend-borrow-and-print After following a conservative fiscal stance for 7 years, the union government under Mr. Modi took a different turn this time. The fiscal deficit (government spending over and above revenues) in the current financial year 2020-21 raised to 9.5% of GDP against the budget aim of 3.5%. https://www.123articleonline.com/articles/1216936/fixed-income-yearly-outlook-2021 We expect the RBI to begin normalization of monetary policy by the middle of 2021. They will begin by reducing the amount of excess liquidity. This could lead to the policy rate moving from Reverse Repo to the Repo Rate. In such a scenario, overnight and short term interest rates could begin to rise. This is positive for prospective returns from liquid funds. https://www.123articleonline.com/articles/1215668/fpi-inflows-and-equity-markets-heres-all-you-need-to-know-to-stay-invested The year 2020 has stood as an outlier in terms of market movements. As an investor, you may be faced with several questions: Is this rally likely to continue? Is it the right time to book profits? Is it the right time to continue investing in equity mutual funds? https://www.123articleonline.com/articles/1216764/gold-outlook-for-2021 Global policy makers will continue to resort to monetary inflation, credit expansion and government spending to tackle the economic fallout of the pandemic. Central banks will be trapped in a state of continuous policy manipulation. Gold will remain a preferred portfolio asset in 2021 and beyond. https://www.123articleonline.com/articles/1217055/gold-outlook-gold-remains-a-preferred-portfolio-asset-in-2021 Gold, which is priced in dollars, would be a big beneficiary if a crisis of confidence plagues the world's reserve currency. Monetary inflation, credit expansion and government spending to will ensure that gold remains a preferred portfolio asset in 2021 and beyond. https://www.123articleonline.com/articles/1214976/hit-pause-instead-of-stop-on-your-sip-today-for-a-secure-tomorrow Quantum Mutual Fund gives you the option to PAUSE your SIP. Pausing your SIP will help you tide over urgent cash needs, without hampering your future financial goals too much. https://www.123articleonline.com/articles/1213724/how-2020-taught-us-the-importance-of-asset-allocation The year 2020 ends soon. But is this the end of uncertainties it brought along, no one knows! Investments took a huge hit. But the most affected investors were among the ones who disregarded the importance of asset allocation, who ignored diversification. https://www.123articleonline.com/articles/1241570/how-can-asset-allocation-help-you While investing is important but knowing where to invest is very important. Never put all your eggs in one basket and always diversify your investments based on our goals. https://www.123articleonline.com/articles/1231812/how-elss-should-be-chosen-to-complement-existing-portfolio Usually, we all look for investment opportunities that can help us build an adequate sum of wealth, get regular returns, and/or save taxes. There could be several investment schemes in the market to save your taxes, but ELSS i.e. Equity linked saving schemes is a one - stop solution for all your tax saving and wealth creation needs. Usually 80 % of asset allocation needs to be in equity funds. ELSS SIP is also an easy option for investing where the minimum investment amount is Rs 500. https://www.123articleonline.com/articles/1241565/how-should-investors-look-at-fund-of-funds-fof Funds of Funds (FOFs) usually invest in other mutual funds. They may be typically required to invest in mutual funds scheme managed by AMC, or invest across other funds or schemes managed by different fund houses... https://www.123articleonline.com/articles/1241568/how-to-build-an-emergency-fund The disruption created by the Covid-19 pandemic has called for a plan to have an Emergency Fund. An emergency fund is a pool of money set aside for our rainy days. By introspecting our risk appetite and the cash flow, we make an Emergency Fund for ourselves which can come in handy in times of need... https://www.123articleonline.com/articles/1256449/how-to-do-tax-saving-with-mutual-fund-investments Mutual Funds are not just a good vehicle for investments but are also good for tax savings. At the time of investing, if you are looking for a tax benefit up to Rs 1.5 lakh under Section 80C of the Income Tax Act, 1961, a tax saving mutual fund Equity Linked Savings Scheme (ELSS) is the answer. They even have the shortest lock in period among other tax saving instruments. Read more to know how Mutual funds help in saving tax. https://www.123articleonline.com/articles/1236783/how-to-select-mutual-funds-beyond-star-ratings Investors should not blindly follow star ratings as they could mislead. Investors usually go about searching for the top-performing mutual funds and look for ratings to evaluate the best mutual fund. Investors need to take cognizance that not all best performing funds may always perform better than other one. https://www.123articleonline.com/articles/1215005/how-to-strategize-your-equity-mutual-fund-portfolio When you build a portfolio of equity-oriented mutual funds, strategizing is the key for long-term wealth creation via equity-oriented mutual funds. So, having a mix of funds in the portfolio is important to diversify and reduce the overall risk. https://www.123articleonline.com/articles/1239282/how-you-can-start-your-sip-journey SIP or Systematic Investment Plan - Many investors confuse SIP with a mutual fund product. On the contrary, it is a facility for investment in Mutual Fund schemes. https://www.123articleonline.com/articles/1224463/importance-of-long-term-investment-in-mutual-funds As an investor, you may pay close attention to the stock markets and find it difficult to understand why markets are so volatile. You may ask many questions like "Will markets achieve a new high tomorrow or has the time arrived for deep correction?" https://www.123articleonline.com/articles/1218931/investing-today-for-your-kids-better-tomorrow Can you imagine a time when your kids might say, 'You knowingly invested in companies that were polluting the planet, what am I supposed to do with the inheritance, when I have no clean air to breathe?' https://www.123articleonline.com/articles/1224016/low-expense-ratio-high-impact-on-mutual-fund-investments As a disciplined investor you should link your investments to equity mutual funds with your long-term financial goals. However, there are over 400 equity mutual funds in India today. Which one do you choose? https://www.123articleonline.com/articles/1220388/make-money-while-making-a-difference-with-esg-mutual-fund ESG stands for Environmental, Social and Governance. Any company which is doing well today and will sustain this 'doing well' long in the future will be mostly compliant with ESG https://www.123articleonline.com/articles/1217359/mirror-mirror-which-is-the-best-asset-class-of-them-all Don't put all your eggs in one basket. That's the basic philosophy of diversification. Different asset classes react differently to economic and market events. While the world grapples with uncertainty amidst the current Covid-19 situation, investors are dealing with their own dilemma. https://www.123articleonline.com/articles/1213714/multi-asset-allocation-funds-what-is-the-learning-from-recent-banking-nbfc-institutional-crisis Lakshmi Vilas Bank is the fifth financial firm to fail in a span of less than three years. However, you can choose to diversify your investment options and start your investment in a multi-asset allocation fund that spreads your investment risk across asset classes. https://www.123articleonline.com/articles/1230263/mutual-fund-types-and-how-do-you-choose Mutual Funds are of many kinds and it's easy to get lost even for an experienced investor amongst the wide array of funds available to you in the market. To enable our investors to pick the best mutual fund to achieve their financial freedom, let's understand in details, the ways in which mutual funds are classified. Mutual funds can be classified on the basis of investment objective or on the basis of maturity period. https://www.123articleonline.com/articles/1230171/mutual-funds-how-does-it-work-and-why-should-you-invest-in-them One of the easiest ways to begin your journey as an investor today is to invest in a mutual fund. The concept of a Mutual fund is simple. https://www.123articleonline.com/articles/1216067/mutual-funds-how-diy-investors-should-select-funds Investors, who do not have the time, inclination or expertise to directly invest in stocks, choose mutual funds as a way to invest in equities. But with the vast number and variety of mutual fund schemes in the market these days, choosing a scheme itself has ironically become a complex task. https://www.123articleonline.com/articles/1230229/physical-gold-vs-etfs-which-one-should-you-pick Let's look at the best and safest ways to invest in Gold While Gold prices have dropped by Rs.10,000 as on Feb 2021, the most obvious question that comes to mind is Is it the right time to buy Gold? Our response to this is that, it is not about when you buy it, rather it depends on how you buy it. https://www.123articleonline.com/articles/1224160/plan-your-retirement-with-mutual-funds We live in a modern world where various amenities help us to plan and execute. Till the time you have regular source of income you need not worry much about the financial assets of those plans. However, after retirement, regular source of income could potentially vanish but expenses will remain. https://www.123articleonline.com/articles/1221761/protect-your-childs-future-with-a-plan Saving for your children's education is of utmost importance. Putting your child's needs before yours by trying to seek the best possible education for their future requires you to prepare a sound financial plan in this ever increasing world of rising costs and rising inflation.