https://www.123articleonline.com/rss/author/238607/harish-kumarArticles written by Harish Kumar from 123ArticleOnline.comen-usCopyright (c) 123ArticleOnline.com All rights reserved. https://www.123articleonline.com/articles/1116206/how-smoking-impacts-your-term-insurance-policy Smoking is not only bad for your health but also for your wealth. It also has severe impact on the cost of life insurance too. Failure to disclose your smoking habits while applying for a life insurance policy constitutes fraud,& could result in your policy being cancelled or a claim being denied.