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Articles By bhavya koshti
How To Start Small In P2p Lending And Grow Big?
By: bhavya koshti
Peer-to-peer lending is becoming an effective alternative to traditional investing in India. With low entry barriers, higher returns, and regulated platforms approved by the Reserve Bank of India (RBI), it attracts both new and seasoned investors. But like any investment, success depends on how you start and how you scale.
This guide walks you through steps to begin small in P2P lending and grow steadily over time.
Understand How P2P Lending Works
P2P lending apps connect borrowers directly with lenders through an online platform. Instead of banks, these platforms act as facilitators.
•Borrowers: Individuals or businesses seeking personal loans, business loans, or emergency funds.
•Lenders: People like you, looking to earn interest by lending money.
Platforms verify borrowers, assign them a risk rating, and display their profiles. As a lender, you choose where to invest.
RBI regulates P2P platforms in India under NBFC-P2P guidelines, so make sure the platform you use is registered with RBI.(read
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Category : Business
