Here's the recent articles submitted by james garfinkel
Articles By james garfinkel
Using Juvenile Life Insurance To Save For College
By: james garfinkel
free juvenile life insurance quotes, cheap juvenile life insurance, juvenile life insurance rates, juvenile life insurance coverage, juvenile life insurance policies(read
entire article)
View : 245 Times
Category : Investing / Finance
10 Reasons To Buy Juvenile Life Insurance
By: james garfinkel
Juvenile life insurance is a flexible financial product that insures the life of a child. It is favored by financial professionals for its unique tax and growth features and it provides cash value accumulation, tax-advantaged growth and guaranteed insurance for life.(read
entire article)
View : 344 Times
Category : Insurance
How To Buy Equity Indexed Universal Life Insurance
Submitted as: James Olion
Don't tell your stockbroker or mutual fund company, but the cash value portion of equity index linked universal life insurance (IUL) policies can be used to replicate a diversified portfolio, with lower cost and less volatility. James Garfinkel, founder and CEO of New Amsterdam Life has been extolling the virtues of equity indexed universal life insurance for years, however it wasn't until the recent market downturn that demand for these products really exploded. “People are gravitating to products that can deliver above-average returns with lower risk,” observes Mr. Garfinkel.(read
entire article)
View : 241 Times
Category : Insurance
How To Save For College Or Retirement With Less Volatility
Submitted as: James Olion
It is a common misconception that two portfolios with equal average annual returns will produce equal results over time. In fact, a portfolio with lower volatility will create more wealth over time than a more volatile portfolio with exactly the same average return.(read
entire article)
View : 248 Times
Category : Insurance
How Juvenile Life Insurance Can Eliminate Student Debt
By: james garfinkel
Much has been made over the rising cost of student debt. With uncertain job prospects and a tepid recovery from recession, students are graduating with six-figures of debt and the prospect of three decades until repayment. A recent study by the Institute for Higher Education Policy found that nearly 2/3 of student borrowers are struggling making their monthly loan payments.(read
entire article)
View : 241 Times
Category : Insurance
How To Choose The Right Life Insurance For You
Submitted as: newamsterdam
If you think you need an economics degree to understand life insurance you're not alone. Companies are coming out with more and more complex products and what was once a relatively simple purchase is now complex. How do you choose the right life insurance?(read
entire article)
View : 236 Times
Category : Insurance
How To Make The Most Of Your 529 College Savings Plan
Submitted as: James Olion
With a 529 plan, saving for college has never been easier. A 529 plan for college savings is a tax-advantaged savings program that allows an account owner to save for college free of federal and, sometimes, state income taxes. For example, New York State taxpayers can deduct up to $5,000 ($10,000 for a married couple filing jointly) of contributions to their Program account from their state taxable income each year.(read
entire article)
View : 210 Times
Category : Insurance
Saving For College In Uncertain Times With 529 College Savings Plans
Submitted as: James Olion
For the past decade, policymakers and parents have been decrying the rising cost of college and promoting innovative college savings plans as a way to respond to the crisis. However, the cost of college continues to rise steadily.(read
entire article)
View : 522 Times
Category : Insurance
What You Need To Know About Whole Life Insurance
By: james garfinkel
Whole life insurance is one of the least understood and most unfairly maligned financial products in the investment universe. If you are hearing the oft repeated refrain “buy term and investment the difference” you are probably speaking to a stockbroker or an “expert” on cable television. Maybe you should change the channel.(read
entire article)
View : 258 Times
Category : Insurance
What You Need To Know About Child Life Insurance
By: james garfinkel
One of the hottest new trends in insurance is also one of the oldest – child life insurance. Parents and grandparents are increasingly securing permanent insurance policies for a newborn or young children and taking advantage of the low cost of insurance, tax-deferred growth and lifelong savings to provide a lifetime of benefits that extend from this generation to the next.(read
entire article)
View : 287 Times
Category : Insurance
