Here's the recent articles submitted by j.j. yong
Articles By j.j. yong
Credit Card Debt Survival Tips - 3 Tips That Help You To Sail Through Credit Card Debt Problems
By: j.j. yong
Life is difficult especially when you're busying working fingers to the bone, or trying to make ends meet during the economic crisis; there's one thing that can definitely add some salt to your wounds - the credit card debt that you find it extremely hard to bear. Having such a problem is always a burden to some people, especially for those who lost their jobs or had their salary deducted during the economic crisis.(read
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Category : Business
Top 3 Unchanging Credit Card Debt Elimination Strategies That Can Solve Credit Card Debt Problems
By: j.j. yong
Over the past 10 years, the total number of people who are experiencing credit card debt problems has been increased due to their inability to manage their personal finances including their lavish spending lifestyle with their credit cards. Within that period of time, there are few unchanging strategies that often used by debtors to get rid of their debt effectively:(read
entire article)
View : 254 Times
Category : Business
Stop Foreclosure By Utilizing A New Government Program
By: j.j. yong
If you are currently on the adjustable-rate plan for your mortgage loan, and finding it hard to adapt with the ballooning interest rates, you are not alone in this struggle. As the depreciation of the economy caused many people to lose their jobs and experience pay cuts, foreclosure trouble surfaced in more than a few homes in the United States today.(read
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View : 270 Times
Category : Business
Start Writing An Effective Debt Settlement Proposal To Write Off Your Credit Card Debt
By: j.j. yong
Many credit card holders do not know that their credit card debt is negotiable. Almost all the banks and credit card providers always convey their messages in the reminder letters that all the outstanding balances on the card statements must be PAID IN FULL.(read
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View : 253 Times
Category : Business
Failure In Credit Card Debt Settlement - What's Next?
By: j.j. yong
No matter what type of approach you take to settle your credit card debt, either on your own or through the assistance of legal consultants or debt settlement companies, you need to bear in mind that there is no 100% success rate. Your creditors may reject you any time with any reason because there is no law stated that creditors must accept their debtors' settlement proposal.(read
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View : 245 Times
Category : Business
Negotiating With Your Creditors On Your Own - 4 Smart Tips You Shouldn't Miss
By: j.j. yong
When you are knee deep in debt, the first thing you would think about is how to get rid of it within the shortest period. In order to eliminate your financial burden at a fast pace in the most economical way, negotiating your debt with your creditors on your own is the best.(read
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View : 233 Times
Category : Business
Credit Card Debt Consolidation Loans - Any Government Supported Options Out There?
By: j.j. yong
With credit card debt issues fast becoming a more serious problem by the day, it has become extremely important that one takes care not to get mired in this issue as it could spell financial doom for you! If you are already entangled in this problem, do not lose hope as there are plenty of options out there for you to help you overcome this issue. The government for one is extremely serious about helping you get over this credit card debt problem, thus they try to help by assisting you to find the best debt settlement companies out there to help you with debt consolidation, one of the best ways around to settle your card issues.(read
entire article)
View : 273 Times
Category : Business
Credit Card Debt Consolidation Loans - How A Lower Interest Rate Can Salvage You Thousands Of Dollar
By: j.j. yong
Ever used a credit card before? I am sure most of us have utilized it at least once in our lives. While some of us hold one card, others have a few to cater for their needs. Credit cards are undoubtedly useful, nevertheless extremely dangerous when misused! Many have fallen into this trap of misusing credit cards and ending up with huge debts that effectively paralyze them financially! Younger people are more suspect to this kind of debts as they tend to spend more on entertainment, clothes and traveling as opposed to older people.(read
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View : 255 Times
Category : Business
Why Credit Card Debt Settlement Works Perfectly To Eliminate Your Debt - 3 Tips To Get Started
By: j.j. yong
When you have credit card debt that hasn't been paid for more than a month, you might be having difficulties of getting enough money to pay off your debt before the creditors charge off your deb. In this case, they will assign a debt collection agency to collect your outstanding card balances and you will expect relentless calls from the debt collectors during inconvenient hours.(read
entire article)
View : 249 Times
Category : Business
Persuasive Short Sale Hardship Letters - 7 Significant Writing Pointers
By: j.j. yong
Those who apply for short sales normally are required by their creditors to write a hardship letter that would be used to explain why the homeowner has failed to service their mortgage payments properly. If written properly, a hardship letter could be an extremely useful tool to help homeowners work on short sales easily, and present a stronger case to their creditors, especially to stop home foreclosure. Getting approval for your short sale is not easy, but with a well-drafted hardship letter, you could do it without much hassle. Let us now look at seven important tips that would make your hardship letter persuasive and favorable for you:(read
entire article)
View : 228 Times
Category : Business
