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Articles By j.j. yong

5 Things You Should Do When You Are Improving Your Credit With A Credit Card   By: j.j. yong
A person's credit is a reflection of his or her financial behavior over a certain period of time. If a person has many missed payments or late payments, his or her credit score will be decreased dramatically. When you have low credit score, don't be panicked. The problem can be fixed with proper use of credit card.(read entire article)
View : 329 Times
Category : Business

How To Get A Reliable Debt Consolidation Loan Provider When You Have Bad Credit   By: j.j. yong
Having poor credit is unfortunate and unavoidable especially during global economy crisis. It is indeed challenging to look for debt consolidation loan when you have bad credit. However, looking for a good lender is not impossible if you put in hard effort to search for it. In United States, there are many lenders which are specialized in providing financial assistance for people with bad credit. However, among these lenders, some are scams.(read entire article)
View : 308 Times
Category : Business

Negotiating For Debt Settlement - 5 Steps To Go   By: j.j. yong
In the point of view of many people, when their debts have become overwhelming, the only way for them to get rid of the debt issues is declaring bankruptcy. However, in my personal view, filing bankruptcy is an irresponsible approach. We can eliminate our debts through negotiation. We can send our request to our creditors to offer for debt settlement.(read entire article)
View : 303 Times
Category : Business

Reducing Your Debt - What Can Be Done?   By: j.j. yong
Debt settlement is commonly used in situations where the debtors have large amount of debts which they are unable to pay due to certain factors like being retrenched, making great loss in investments, having huge credit card debt, and suffering from severe sicknesses, etc. This financial option is an alternative to declaring bankruptcy.(read entire article)
View : 309 Times
Category : Business

Will Your Debt Settlement Proposal Be Rejected?   By: j.j. yong
Debt settlement has become more and more popular nowadays because it helps people in debt to become debt free without declaring bankruptcy. However, you need to bear in mind that not all the settlement proposals are well accepted by the creditors and debt collection agencies.(read entire article)
View : 295 Times
Category : Business

Getting Assistance From An Online Debt Settlement Company   By: j.j. yong
For people who are currently knee deep in debt, have you taken any approach to eliminate your debts? If you are currently too busy to manage your financial obligations, I would like to recommend you to obtain help from an online debt settlement company.(read entire article)
View : 312 Times
Category : Business

Obtaining Debt Consolidation Loans With Bad Credit - 4 Things To Consider   By: j.j. yong
Consolidating multiple debts into one new loan is simple, especially consolidating a few student loans into a single loan. However, the process will be more challenging if the applicants have bad credit.(read entire article)
View : 297 Times
Category : Business

Resolving Credit Card Debt Without Debt Settlement Or Declaring Bankruptcy   By: j.j. yong
Debt settlement, credit counseling and filing bankruptcy are the 3 most common financial solutions people usually apply when they are knee deep in debt. However, these 3 methods have negative impacts on the debtors' credit. In order to protect the credit score, you are recommended to consider other alternatives.(read entire article)
View : 301 Times
Category : Business

Choosing The Right Credit Card Debt Settlement Company   By: j.j. yong
Having credit card debt is frustrating. Many people are unwilling to handle their debt issues on their own. They don't have the courage to face the creditors. Furthermore, the debt negotiation process is very time consuming. Here comes a debt settlement company which plays an important role in assisting the poor cardholders.(read entire article)
View : 299 Times
Category : Business

Dental Insurance For Individuals - Why You Need It This Year   By: j.j. yong
Dental insurance has become more of a necessity than a luxury over the years that there are more and more companies popping up all over the place. If you've been paying attention you would notice the ads in the papers, local magazines, all over the internet and so on. You may even hear your parents or in-laws talking about their latest policies. If you don't have a dental insurance, it's about time you got one this year. Why? Well, read on.(read entire article)
View : 296 Times
Category : Health