Here's the recent articles submitted by brian s. icenhower
Articles By brian s. icenhower
The Glass-steagall Act's Loss Is The Community Reinvestment Act's Gain
By: brian s. icenhower
The Gramm-Leach-Bliley Act (GLBA) of 1999, repealed the portion of the Glass-Steagall Act of 1933 that prohibited banks from consolidating with investment houses while the GLBA also expanded the influence of the Community Reinvestment Act of 1977 which requires banks to make loans to higher-risk borrowers.(read
entire article)
View : 124 Times
Category : Real Estate and Foreclosure
Effective Economic Stimulus For Housing
By: brian s. icenhower
Now that the majority of elected officials serving in Congress and the White House have publicly stated their resolute intent to spend United States Treasury funds to attempt to stimulate the nation’s economy, the ideological debate as to whether it is proper to use taxpayer dollars in support of this effort should now be set aside as moot.(read
entire article)
View : 108 Times
Category : Real Estate and Foreclosure
Home Loan Modifications Explained
By: brian s. icenhower
Continuous declines in United States’ housing values after the mid-2000s caused an increasing number of borrowers to explore the loan modification process in an attempt to avoid losing their homes to foreclosure.(read
entire article)
View : 147 Times
Category : Real Estate and Foreclosure
Investing In Foreclosure And Reo Properties
By: brian s. icenhower
The investment quandary as to the best method for acquiring foreclosed property at heavily discounted prices inevitably surfaces at the same stage in the real estate cycle every ten to twenty years.(read
entire article)
View : 105 Times
Category : Real Estate and Foreclosure
An Overview Of New Tax Incentives & Lending Requirements For Housing
By: brian s. icenhower
Attempts by Federal and State governments in the first quarter of 2009 to stimulate home sales have resulted in the creation of significant incentives for buyers seeking to take advantage of attractive housing prices across the United States.(read
entire article)
View : 161 Times
Category : Real Estate and Foreclosure
How The U.s. Federal Reserve Lost Control Of Mortgage Rates
By: brian s. icenhower
Despite the United States Federal Reserve Board’s diligent attempts to stimulate the economy throughout the year of 2008 by repeatedly reducing the Federal Funds rate, the typically correlating thirty-year average mortgage rate stubbornly remained unchanged through the first quarter of 2009(read
entire article)
View : 150 Times
Category : Real Estate and Foreclosure
Free Market Lends Federal Housing Stimulus A Hand
By: brian s. icenhower
Economic experts overwhelmingly agree that before the United States financial crisis finally comes to an end, declining housing values must be halted so that real estate will once again provide adequate security for lenders to make loans comfortably.(read
entire article)
View : 148 Times
Category : Real Estate and Foreclosure
The Economy's Impact On Senior Housing Trends
By: brian s. icenhower
The United States Census Bureau has reported that a third of the country’s population will be 50 years or older by the year 2010. Accordingly, a 2009 study conducted jointly by the National Association of Home Builders (NAHB) and the MetLife Mature Market Institute (MMI) revealed that the Baby Boomer generation alone will represent 25% of the United States population by 2010.(read
entire article)
View : 86 Times
Category : Real Estate and Foreclosure
How Local Elections Can Dictate The Value Of Your Home
By: brian s. icenhower
With local elections on the horizon, it is essential to understand the significant impact that our newly elected leaders will have on real estate values in our area. Most individuals consider housing, or shelter, to be a necessity item on par with essentials such as food and water.(read
entire article)
View : 89 Times
Category : Real Estate and Foreclosure
Loan Modifications: More Harm Than Good?
By: brian s. icenhower
In 2009, millions of United States homeowners learned that modifying their existing home loans served only to expedite foreclosure rather than prevent it.(read
entire article)
View : 117 Times
Category : Real Estate and Foreclosure
