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Here's the recent articles submitted by kalpit kumar

Articles By kalpit kumar

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Brief Discussion On Secured And Unsecured Loans    Submitted as: Finway Capital
In the present world there is a constant change in every phase. New technologies and developments are continuously observed in all fields. The changes have become inevitable. A rise in the global economy has affected lives of millions in various ways. India is not an exception in this regard as it is considered to be one of the leading growing economies in the world. An increase in the living standard of people can be perceived in every day of life. One has to face relentless challenges to cope up in such a scenario.(read entire article)
View : 85 Times
Category : Investing / Finance

Importance Of Credit Score    Submitted as: Finway Capital
Creditworthiness of an individual is determined by his or her credit score. A person's credit file is scrutinised and is judged on the basis of his credit report. These data are gathered from the government registered credit bureaus. In India, at present there are four credit information companies which are licensed companies of the Reserve Bank of India (RBI). These are Credit Information Bureau (India) Limited (CIBIL), Experian, CRIF High Mark and Equifax.(read entire article)
View : 88 Times
Category : Investing / Finance

Role Of Bank In Indian Economy    Submitted as: Finway Capital
Role of banks is very important in the modern economic system of a country like India. An effective banking system has a vital contribution in the development of a country's economy. The banks are the financial institutes whose major functions are to accept deposits from its customers and lending loans to individuals or entities.(read entire article)
View : 78 Times
Category : Investing / Finance

Which Is More Advisable For Small Business - Business Loan Or Personal Loan    Submitted as: Finway Capital
India's sound banking system and sector plays a very important role in the growth of country's economy. People deposit their surplus funds in the banks. These funds are further lent to the various emergent industries of the country making productive investments. These investments are also made in developing India's agricultural and rural sectors which stand as the backbone of the country.(read entire article)
View : 90 Times
Category : Investing / Finance

Home Loan Top-up Vs. Personal Loan: Which One Is Best For You?    Submitted as: Finway Capital
When people are in financial need, they lean towards lending money for friends and relative rather than a bank. But in these tough times, our need can't be sufficed by acquaintances. In such a situation, people opt for a loan. However, people lack knowledge about the various type of loans and which one suits them.(read entire article)
View : 87 Times
Category : Investing / Finance

How Much Does Credit Repair Cost In India?    Submitted as: Finway Capital
If you want to repair your credit score in India, it will cost more than just money. You will have to spend lots of time in the rebuilding process. The credit score is generally affected by unsecured business loans or loans against property.(read entire article)
View : 167 Times
Category : Investing / Finance

How To Apply For An Emergency Loan Online In India?    Submitted as: Finway Capital
Emergency Loans in India are much easier to secure than it was back in the day. No matter how much you plan for in your life, there will be unfortunate events in life. During this tough time, you will require money. If you are short of funds, then applying for an emergency loan online is the best way to seek help.(read entire article)
View : 79 Times
Category : Investing / Finance

How Will The New Budget Affect Home Loans?    Submitted as: Finway Capital
Narendra Modi's government recently announced the first budget of their second term. The main headline of their budget is that they have extended an additional deduction in home loans. Nirmala Sitharaman, Finance minister, said that an additional deduction up to 1.5 lakh in interest paid. This will be applied in all home loans borrowed up to 31st March 2020. However, this is only applicable to a home that is valued under 45 lakh.(read entire article)
View : 55 Times
Category : Business

Is Using A Loan Against Property As A Business Loan A Smart Choice?    Submitted as: Finway Capital
People take business loan for various purposes. They can go for a term loan for setting up a factory or acquiring machinery, or you can take a loan for a working capital purpose. Banks generally look at the turnover of the business and process loan based on it. For e.g., banks process working capital loans about 20% of your projected yearly turnover. Bank can give 75% or 80% of the value of machinery.(read entire article)
View : 95 Times
Category : Investing / Finance

Why Is Unsecured Business Loan Better Than A Secured Loan?    Submitted as: Finway Capital
Every new business need capital, not every individual has cash. People are often confused between a secured loan and unsecured business loan. As a borrower, you need to know everything about the loan before making a final decision. So, in this blog, we shall discuss why unsecured business loans are better than a secured loan.(read entire article)
View : 64 Times
Category : Business

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