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Father’s Day Big Gesture: How To Pick The Right Car For Your Pop?
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Every parent plays a fundamental role in shaping the life of their children. The countless sacrifices and love that is received from a parent is second to none. Fathers are often the first ones who teach their children how to drive a car. Purchasing your first car for college would not have been possible without your father, guiding you through all the fine details. Therefore, this Father’s Day, gifting your old man a sweet ride would be a small gesture that he would cherish for all the years ahead.
Factor In: Important Elements when Purchasing a Car for Your Dad
When it comes to fathers and their comfort, you should think about the following points before you make a decision.
1. Narrowing down the Right Car Model
You know your dad the best. If his main need is comfort, then gift him a car such as the 2019 Honda Fit that has easy to use technology, good value for money and an efficient engine. Alternatively, if your father is interested in adventures and road trips, then the right car for him would be the legendary Toyota Land Cruiser that can sustain rocky terrains. Therefore, narrowing down the right car for your father will require you to research extensively on the type of cars that he likes and needs. Make sure you purchase a car that encompasses all your requirements and budget.
2. Financing the Car
The way to finance a car for your father is to either to apply for the auto loan in your name or to co-sign it with your father. As it is a gift, ideally the auto loan should be in your own name. Consider the options for auto financing in terms of the length of the auto loan, the debt to income ratio, your credit score and your current credit standing. The best strategy would be to choose the right car, compare different auto loan quotes and find the best quote. If you are confused, starting with a heavy down payment will help you reduce the burden of the auto loan.
3. Registration & Title Formalities
The first thought to cross your mind would be to put the name of your father for the title of the car. In some states, the name of your father on the title may not be legally possible. You cannot purchase a car in someone else’s name and if you wish to have a shared title, the other person is required to sign the paperwork, which would ruin the surprise. For instance, New York DMV requires a bill of sale from the buyer that indicates that the purchase price is $0 as it is a gift. Thus, make sure you figure out the laws of gifting a vehicle in your state with regards to title transfer and registration.
A Gift of a Lifetime
A car is a big investment and you should prepare yourself with all the details before you make the purchase for your father. Once you sort out the nitty gritty of purchasing the car for your old man, decorate it yourself as a gesture on Father’s Day and it will be a gift that he will never forget.
Do you want to buy a car for your father? Do not let bad credit history become an obstacle for you. Work with a bad credit auto loan expert, to obtain pre-approved car financing. Special no down payment auto loans available!
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