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Archived Articles about Insurance
Insurance 101 For Homeowners By: Marcus Stalder
This article looks at the basics of home insurance and what you need to know to get the best home insurance quotes. Basic home insurance information is discussed, as are tips on how to save money on home insurance.(read entire article)(posted on: 2010-10-18)
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Why It Is So Important To Have Good Courier Insurance By: So, when it comes to insuring your vehicles, you w
So, when it comes to insuring your vehicles, you will often not have a great deal of time for shopping around. Most insurance companies will have specific packages for couriers and it is often easier to take out a policy with the first one that comes to mind. However, this is not the best way of going about things. Considering just how competitive the courier industry is, it is advisable to try and save money whenever you can. And your vehicle insurance is one of the most obvious places to start. Having adequate cover for your vans may be an unavoidable legal requirement, but you should still be trying to get it is cheaply as possible.
One of the very first things to consider, when you are trying to reduce the cost of your commercial courier insurance cover, is ‘Fleet Cover’. The majority of insurers will class three or more vehicles as a fleet and you could make substantial savings by switching over to this type of policy. Many businesses use ‘Fleet Cover’ for their vehicles as it also makes a great deal of difference to the amount of insurance-related paperwork they have to do. Besides, if your company uses ten different vehicles, then it can get a little confusing when you are trying to remember the date that the cover will need to be renewed on each!
But price is not everything either! Another very good reason for looking at several different companies is that you may well get a greater level of protection for your vehicles than you are doing at present. All insurers will differ with the overall quality of their cover and some will be able to offer you far more security than others... for exactly the same amount of money.
Couriers will obviously have specific requirements with their insurance and these will be totally different to many other trades. Larger clients will often insist that you are covered with Public Liability before they even consider using your services and this is completely understandable. After all, when you are coming into contact with hundreds of customers throughout an average working week there is no room whatsoever for taking risks.
All in all, insurance is just as important as the delivery of each of your items. If your cover is not as good as it should be or is costing far too much, then it can have a very negative effect on your business. Yes, a courier service will undoubtedly involve a lot of hard work, but you should still be making time to find the best protection for your vehicles!(read entire article)(posted on: 2010-10-18)
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Factors Affecting Low Car Insurance Premiums By: Marcus Stalder
This article looks at the various factors insurance companies take into consideration when they are offering car insurance quotes. To get cheap car insurance quotes, tips from this article will save you money.(read entire article)(posted on: 2010-10-18)
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Insurance By State By: Marcus Stalder
This article looks at the different requirements that some states have for car insurance. Before you shop for cheap car insurance quotes, learn what your state requirements are.(read entire article)(posted on: 2010-10-18)
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Big Family Insurance By: jacksteven
Getting insurance is very important in our day to day life. You can insure your life, health, home, automobiles, car and pet. Taking family insurance is very important which insures yourself and your family which helps them in their future.(read entire article)(posted on: 2010-10-18)
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Health Insurance Plans For Travelers By: Michael Smith
There are those of you who might be interested about getting a travel health insurance. But then, you are quite adamant to the idea simply because you really don't know how it works. Through this page, you'll learn more about this type of health plan. You'll realize also why such a private health insurance option is needed.(read entire article)(posted on: 2010-10-18)
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How Private Health Insurance Works For You! By: Michael Smith
There are two ways you can obtain health care. The first one is through the public health system provided by the government and the second one is through private organizations by taking out private health insurance. But what does this policy cover? How does it work? You will find answers to these questions through the following paragraphs.(read entire article)(posted on: 2010-10-18)
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Overseas Students Health Insurance By: Michael Smith
When you are looking for overseas students health insurance, the best place to start searching is the World Wide Web. You can easily find a specialized company that will offer to you the type of health insurance policy that you need, making sure that you understand all of the information presented. If you are a student and you are currently living on the territory of Australia, then you need this kind of insurance without a doubt.(read entire article)(posted on: 2010-10-17)
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General Information On The Overseas Students Health Insurance By: Michael Smith
If you are studying abroad, then you will certainly want to know more information on the overseas students health insurance. As you are probably aware, this type of health insurance is mandatory and the best thing that you can do is inform yourself on the subject. For those of you who are hearing about such things for the first time, it might not be such a bad idea to get a quick quote, from a company that actually specializes in providing health insurance policies. This quote will give you an idea about the costs that you are going to handle and what are the different options presented to you.(read entire article)(posted on: 2010-10-17)
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How Hauliers Can Improve On Their Safety By: That is a huge amount of rigs and it is important
That is a huge amount of rigs and it is important to remember that many of them will have a great deal of goods in their trailers as well. It doesn’t take a genius then, to realise that a haulier whose truck is stolen stands to lose an awful lot of money.
Obviously comprehensive haulage insurance is only there as a very last resort and transport firms do not want to make a claim on it unless it is absolutely necessary. So, what exactly can be done by hauliers to tackle truck theft? Well, most security measures are just basic common sense, but it can be very easy to become complacent. Many truckers tend to adopt an ‘it’ll never happen to me’ attitude and become far too laid back as a result. But the truth is that thieves can strike at anytime and we should always keep this in mind.
Here are a few things which truck drivers can do to reduce the risk of crime –
General Security
Never leave your truck unlocked and always remove your keys. You may only plan to be away from it for a few minutes, but this is more than enough time for it to be stolen.
If you do have to leave your vehicle, then make sure that all doors are locked and remove any of your personal belongings from sight. When you return it is always a good idea to check each door to be sure that no-one has been tampering with the lock.
When parking your truck it is wise to avoid using lay-bys whenever possible and to opt for well-lit secure parking areas instead. If you can, then leave your vehicle with the loading doors close to a building; this will make it far more difficult for thieves to gain access to your trailer.
Never discuss what items you are carrying with anyone unless it is absolutely necessary. You’d be surprised how word gets around!
Security on the Road
If you are ever told to change your delivery address, then never do so without first double checking it with your transport manager. It will only take you a few minutes to make sure this amendment is all above board and it may prevent your vehicle from being stolen.
Do not pick-up any hitch hikers! Letting a stranger into your vehicle is one of the most dangerous things you can do.
If you need to refuel your truck, do it on site whenever you can. This will immediately remove the risk of you stopping anywhere that may not be one-hundred percent safe.
Should anything ever happen on your journey which is downright suspicious, then you should always phone the police.(read entire article)(posted on: 2010-10-15)
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