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Public Relations Services Can Help Penny Stocks Company Receive Greater Coverage By: john catherin
Greater coverage would mean greater exposure for penny stocks and this can be achieved through public relations services.(read entire article)(posted on: 2010-12-16)
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Stock Market By: Vinita
This article is all about Indian share market in which various advisory companies provide stock tips in stock cash,stock future,nifty futures,option,bullion and agri commodity market.(read entire article)(posted on: 2010-12-16)
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Payday Loans No Credit Check: No Need To Feel Shy For Your Bad Credit Rating By: Jemson Addevsen
Payday loans no credit check can bring the lost charm and happiness in your life that is over because of the lack of funds during any emergency.(read entire article)(posted on: 2010-12-16)
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The Best Ways To Get The Lowest Oklahoma Mortgage Rate By: Melville Holl
One of the most crucial parts in choosing an Oklahoma Home Mortgage loan is finding the best interest rate.(read entire article)(posted on: 2010-12-15)
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The Basics Of An Fha Mortgage In Oklahoma By: Lord Charley
If you have ever thought about purchasing a home and have been discouraged by the fact that your Credit score might(read entire article)(posted on: 2010-12-15)
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Few Wise Words About Lifetime Annuities By: Simon Cronje
Are you looking forward retirement and do you have all your money saved up in saving accounts that give low interest? Then you must be looking forward to an alternative source of income so as to pursue the same standard of life style post retirement. You must be careful not to indulge yourself in any kind of investments that are risky. In such scenarios, an annuity is a perfect solution for you that can provide you with a key to a secured, guaranteed income after retirement.
An annuity is basically a contract that is signed between an insurance company and an individual. The contract mentions that the individual must pay an amount of money on a regular basis within a certain period of time. This is how you get to invest your money. Once you retire from your employment, you start receiving money in the form of regular equal payments from the insurance company for the remaining of your life.
Annuities are termed as complex and difficult as a form of financial vehicle. However, you need not be an expert of finance to grasp the way an annuity works. These are one of the best ways to have a great future. The proper and appropriate combination of annuities can give a good income that eventually comes from your savings. Therefore if you decide to invest in lifetime annuities, here are the following things that you need to take care of:
You must identify the different kind of annuities and then decide on the kind of annuity that suits your requirement. There are a variety of options that depend on different factors like the payout time, liquidation option and the type of investment that you would do. Depending upon the payout timing, you will get deferred as well as immediate annuities. In case of immediate annuity, you would start receiving immediate payments once you invest. In case of a deferred annuity, you will start receiving your payments after retirement.
There are also variable and fixed annuities that are dependent upon the investment types. Fixed annuities give you a guaranteed income and the variable annuities offer returns based on the performance of the market. Depending on the various options of liquidation, there are also annuities available that deal with or without penalties on withdrawal.
There are however certain pros and cons of an annuity. Therefore, it is a wise idea to know and understand them before investing money in it. This minimizes any complexities that are involved in an annuity investment. The advantages of lifetime annuities are:
It provides a regular source of income.
It provides you with a tax free growth on your investments.
Annuities are supported by the state guaranteed funds, which are why even if the insurance company fails to return your payments; your money is not lost.
There are several disadvantages of lifetime annuity which are:
Annuities definitely provide a regular income, but it is of no use if you need immediate cash while in an emergency.
If you withdraw any amount before the maturity of the annuity, that amount is subjected to a tax penalty which might be up to 10%.
Therefore, do a thorough research before investing in lifetime annuities.(read entire article)(posted on: 2010-12-15)
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Increase Credit Score Quickly By: autor
There are several ways to go about increasing your credit score, but only one way to really do it quickly. That is to resolve any mistakes, no matter how small, that may be on your credit report.(read entire article)(posted on: 2010-12-15)
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Texas Defensive Driving Online Course By: autor
A Texas Defensive Driving Course must be approved by the Texas Education Agency to be of any use to you, otherwise it will be a waste of time and money.
Defensive driving coursesâ€â€which you can take online instead of popping in to your local public service locationâ€â€can bring you many economical benefits, as well as peace of mind. It will teach you how to be a better driver. Defensive driving can save your life and that of your loved ones.(read entire article)(posted on: 2010-12-15)
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Benefits Of Public Bank Gold Investment – Eldora Tips By: eldoragold
It is important to research and evaluate each of the gold investment companies under consideration. There are many gold investment scams boiler rooms that you should watch for, and only use gold options and companies that are verified, and have a good business reputation. This will minimize the risk of falling prey to any boiler rooms, scams or frauds.(read entire article)(posted on: 2010-12-15)
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Writing A Dispute Letter By: autor
If you find a mistake on your credit report, it can be pretty disheartening. Here your credit score is being affected by something you didn’t even do. However, with the billions and billions of consumers in this country, mistakes are bound to happen. So, how do you fix them? By writing a dispute letter to the credit bureau reporting the error.(read entire article)(posted on: 2010-12-15)
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