123ArticleOnline.com: Aishwarya Mahurkarhttp://www.123articleonline.com/rss/author/175310/aishwarya-mahurkarArticles written by Aishwarya Mahurkar from 123ArticleOnline.comen-usCopyright (c) 123ArticleOnline.com All rights reserved. 2 Important Points to Remember Before Finalizing Your Home Loan Interest Rate http://www.123articleonline.com/articles/874388/2-important-points-to-remember-before-finalizing-your-home-loan-interest-rate Before the bank sanctions your loan, you are provided with a home loan agreement. As a borrower it is of utmost importance that you read all the clauses included in the agreement. 2 Important Things You Need To Know About Home Loan Balance Transfer http://www.123articleonline.com/articles/892449/2-important-things-you-need-to-know-about-home-loan-balance-transfer A home loan balance transfer is usually done to allow the borrower to take advantage of lower interest rates in the market. 3 Advantages Of Applying For A Home Loan http://www.123articleonline.com/articles/907079/3-advantages-of-applying-for-a-home-loan With the real estate prices on a steady rise, no individual can afford to purchase a house with their own money. 3 Benefits Of Using An EMI Calculator http://www.123articleonline.com/articles/894837/3-benefits-of-using-an-emi-calculator An EMI is also called Equated Monthly Installment which is the amount a borrower has to pay a financial institution each month to repay the loan. 3 differences between an SME Loan and a Business Loan http://www.123articleonline.com/articles/899379/3-differences-between-an-sme-loan-and-a-business-loan Even though business loans are considered to be a part of all the types of SME loans, there are a number of differences between the both. 3 Dos And Don'ts Of Home Loan Repayment http://www.123articleonline.com/articles/907857/3-dos-and-donts-of-home-loan-repayment Purchasing your dream home may not be a dream any longer thanks to financial aids like home loan. 3 Factors Influencing Your Home Loan Eligibility http://www.123articleonline.com/articles/815694/3-factors-influencing-your-home-loan-eligibility Home loan eligibility is a complex yet vital factor for home loan and consequently, to your dream home. It is equally important for lenders and borrowers. 3 Factors To Check Before Selecting A Fixed Deposit http://www.123articleonline.com/articles/847909/3-factors-to-check-before-selecting-a-fixed-deposit Fixed deposits are an ancient financial product. But, they remain relevant in today's age too since people do need low-risk financial products. Fixed deposit schemes are a great way to diversify and support high-risk investments. 3 features of Business Loans http://www.123articleonline.com/articles/899813/3-features-of-business-loans Opting for business loan is a great way to get financial stability for your business. 3 Mistakes Existing Home Loan Borrowers in India Must Avoid http://www.123articleonline.com/articles/819310/3-mistakes-existing-home-loan-borrowers-in-india-must-avoid Most home loan borrowers are so relieved to receive a home loan offer that they can spin off. It is a dream come true to finally own a home. 3 steps to avoid TDS on your FDs http://www.123articleonline.com/articles/899714/3-steps-to-avoid-tds-on-your-fds Fixed deposits are an ideal type of investment which offers a high rate of interest on your deposited amounts. 3 Steps To Increase Your Home Loan Eligibility http://www.123articleonline.com/articles/847814/3-steps-to-increase-your-home-loan-eligibility Are you looking forward to your own dream home? Most people treasure that dream. But, it is not easy to meet home loan eligibility criteria of housing finance companies in India. 3 Things A First Time Home Loan Applicant Must Be Aware Of http://www.123articleonline.com/articles/899586/3-things-a-first-time-home-loan-applicant-must-be-aware-of Home loan application processes are long and most first time applicants are not aware of all the aspects of a home loan. 3 Things To Be Eligible For A Home Loan http://www.123articleonline.com/articles/894856/3-things-to-be-eligible-for-a-home-loan The process of applying for a home loan is long and not easy for any applicant. There are a number of factors that must be taken care of to ensure the application submitted by the individual is approved by the financial institution. 3 Things To Keep In Mind When Applying For A Mortgage Loan http://www.123articleonline.com/articles/899836/3-things-to-keep-in-mind-when-applying-for-a-mortgage-loan Mortgage loans provides a viable financial support especially if one has the necessary assets for it. 3 Things To Keep In Mind While Availing A Business Loan http://www.123articleonline.com/articles/894826/3-things-to-keep-in-mind-while-availing-a-business-loan A business loan is a type of SME loan which is offered by financial institutions to businesses to meet their day to day requirements. 3 Things You Can Do To Ensure Approvals While Planning For A Home Loan In India http://www.123articleonline.com/articles/870942/3-things-you-can-do-to-ensure-approvals-while-planning-for-a-home-loan-in-india A home loan is a matter of great concern with respect to the efforts and the risk involved. Application once made, must witness the approval stage. 3 Things You Can Do To Get The Best Plot In The Most Appropriate Location http://www.123articleonline.com/articles/872426/3-things-you-can-do-to-get-the-best-plot-in-the-most-appropriate-location Purchasing a plot requires a lot of time as the procedure of finding an ideal plot, applying and receiving confirmation for a plot loan and the closing of the deal can be a long process. 3 Things You Didn't Know About Stamp Duty http://www.123articleonline.com/articles/908109/3-things-you-didnt-know-about-stamp-duty When it comes to purchasing home or land related property, there are plenty of costs that is associated with it. Stamp duty is one such cost that one must be aware of. 3 tips to help get your Home Loan application approved immediately http://www.123articleonline.com/articles/899712/3-tips-to-help-get-your-home-loan-application-approved-immediately Financial institutions do not approve all the home applications that come their way. All the institutions have to ensure that the individual being provided with the loan has the ability to repay the financial institution. 3 uses of a Housing Loan EMI calculator http://www.123articleonline.com/articles/899578/3-uses-of-a-housing-loan-emi-calculator A housing loan EMI calculator has been provided free of cost by financial institutions to their customers to allow them calculate their EMI with ease. 3 Ways To Increase Your Loan Eligibility http://www.123articleonline.com/articles/887799/3-ways-to-increase-your-loan-eligibility Applying for a home loan is a detailed and tedious process - the article serves to highlight some of the ways one's eligibility can be increased. Some of the factors taken into consideration by the bank are down payment, your credit score, steady income, valid documentation and the age of the applicant. To simplify the task of applying for a home loan, you should use a home loan eligibility calculator. 4 Facts You Should Know About Home Loan Rates http://www.123articleonline.com/articles/867461/4-facts-you-should-know-about-home-loan-rates Financial institutions offer loans at interest rates so they can keep in with their margin. It is our duty to be able negotiates with them while understanding the various key points' associates with the same. The home loan rates in India vary time to time. We need to ensure that we keep ourselves from paying over and above the interest amount. 4 Facts You Should Know About SME Loans http://www.123articleonline.com/articles/894735/4-facts-you-should-know-about-sme-loans SME loans are a type of loan which financial institutions offer to medium sized and small enterprises for a variety of requirements. 4 Tips To Increase Your Home Loan Eligibility http://www.123articleonline.com/articles/908213/4-tips-to-increase-your-home-loan-eligibility A home loan is an ideal way to purchase one's dream home. However with the rising demand for such a loan, one would need to be eligible in order to get access to this borrowed funds. 5 Essential Facts You Must Know About Home Loans http://www.123articleonline.com/articles/870955/5-essential-facts-you-must-know-about-home-loans Home loans, also referred to as housing loans if availed with the right understanding, ensure you the hassle free experience you are on a look out for. 5 Factors That Can Influence Your Housing Loan Approval http://www.123articleonline.com/articles/872412/5-factors-that-can-influence-your-housing-loan-approval The process of obtaining approval for your home loan is extremely long. There are several factors which can influence the approval of your housing loan. 5 Reasons You Should Apply For A Housing Loan Online http://www.123articleonline.com/articles/881572/5-reasons-you-should-apply-for-a-housing-loan-online A housing loan is used by individuals to purchase the home of their dreams. The procedure of obtaining this loan however is extremely long and stressful. 5 Tips To Remember When Investing In A Commercial Property http://www.123articleonline.com/articles/907843/5-tips-to-remember-when-investing-in-a-commercial-property Commercial property is a type of real estate which refer to buildings and property which are purchased solely for the purpose of making profit either from capital gain or from rental income. A basic guide to NRI Home Loans http://www.123articleonline.com/articles/907844/a-basic-guide-to-nri-home-loans As an NRI, an individual has several options to consider investing in. Out of all the options, property has always been a popular choice for many. A Checklist to Consider Before Using Home Loan EMI Calculator http://www.123articleonline.com/articles/859238/a-checklist-to-consider-before-using-home-loan-emi-calculator Home loan is just a pathway to your dream home. But, in so many ways it dictates the choices you make. It is the most vital and major expense for most housing loan borrowers. A Land Buyer's Guide to Plot, Loan, Documentation and More http://www.123articleonline.com/articles/865370/a-land-buyers-guide-to-plot-loan-documentation-and-more Buying land, whether for a personal or commercial purpose, calls for a thorough reference check at all points. A Shortcut for Calculating Your Home Loan EMI Accurately http://www.123articleonline.com/articles/822589/a-shortcut-for-calculating-your-home-loan-emi-accurately Most borrowers must make several home loan calculations during the home loan process. The toughest type is home loan EMI calculations. A Smart Borrower's Strategy to Avail the Best Home Loan in India http://www.123articleonline.com/articles/852512/a-smart-borrowers-strategy-to-avail-the-best-home-loan-in-india Housing finance, like a marriage, is a very long term commitment. This financial commitment involves few rejections and surprises along the way too. ABCs Of Home Loan EMI Calculators In India http://www.123articleonline.com/articles/867299/abcs-of-home-loan-emi-calculators-in-india EMI calculators can be used for a number of things and it is advisable for you to use it. Calculating monthly home loan EMI using the home loan EMI calculator India shall give you the accurate payable EMI figure in less than a second. Advantages of a Co - Applicant In A Home Loan http://www.123articleonline.com/articles/847807/advantages-of-a-co-applicant-in-a-home-loan A co-applicant can offer a significant leverage to a person seeking housing finance in India. Agreeably, a co-applicant in a home loan adds the issues like legal disputes and shred credit history. Advantages of Home Loans in India http://www.123articleonline.com/articles/888545/advantages-of-home-loans-in-india Advantages offered by house loans are plenty and it is up to you to avail of a home loan that gives you such advantages. Loans have a lot of detailing and paperwork involved, so it is integral that you know all the provisions in and out. Make sure your loan and all your proceedings fall in the appropriate categories under the Income Tax Act of India, so you can receive all deductions accordingly. All in all, the article throws light on the benefits of house loans, which are both financial and aesthetic in nature. Affordable Housing Finance In India - A Brief Overview For Home Buyers http://www.123articleonline.com/articles/867282/affordable-housing-finance-in-india-a-brief-overview-for-home-buyers Buying a home by the housing finance in India is easy and convenient. The right planning and the right housing finance company, can help you with your housing loan approvals within a week. Age Advantage - Does Your Age Matter When Applying For A Home Loan? http://www.123articleonline.com/articles/880416/age-advantage-does-your-age-matter-when-applying-for-a-home-loan Home loans tend of be a loan term in nature and require the borrower to pay bank the banks for several years. All You Need To Know About Fixed Deposits In India http://www.123articleonline.com/articles/894729/all-you-need-to-know-about-fixed-deposits-in-india A fixed deposit is a type of financial instrument which allows the individual to deposit a fixed sum of money with a financial institution for a tenure after which the amount will be returned with interest. All You Need To Know About Home Loan Calculations http://www.123articleonline.com/articles/854023/all-you-need-to-know-about-home-loan-calculations Home loan EMI calculations are complex and fascinating. But, they do seem like a curve ball if you don't know its fine details. Are You Calculating Your EMI Manually? http://www.123articleonline.com/articles/873778/are-you-calculating-your-emi-manually EMIs are the equated monthly instalments which borrower has to pay every month to repay the loan issued by a financial institution. Are You Eligible For A Home Loan? 3 Factors All Lenders must consider http://www.123articleonline.com/articles/880336/are-you-eligible-for-a-home-loan-3-factors-all-lenders-must-consider All lenders have a list of factors they keep in mind when considering an individual's home loan application. All applicants do not get their applications accepted. Are You Skipping The Inescapable Step Of Taking Home Loans? http://www.123articleonline.com/articles/818574/are-you-skipping-the-inescapable-step-of-taking-home-loans Home loan process is long and tedious. It is a very tiring one for the most housing loan borrowers indeed. Before You Borrow - Things First Time Home Loan Applicants Must Keep In Mind http://www.123articleonline.com/articles/880087/before-you-borrow-things-first-time-home-loan-applicants-must-keep-in-mind Applying for a home loan must never be taken lightly. It is extremely important for an applicant to research on home loans before applying to any bank. Benefits of opting for a Loan Against Property http://www.123articleonline.com/articles/889917/benefits-of-opting-for-a-loan-against-property The article throws light on the immense benefits offered by loan against property interest rates. An all-purpose advance, loan against property can be opted for by any person, interest rates are as low as 12-16% with tenure of up to 15 years. The secured loan can be taken for any purpose, personal or business, with the possibility of an increase in the amount with the increase in value of the immovable asset is what the article makes known for loan applicants. Benefits of Using a Home Loan Eligibility Calculator http://www.123articleonline.com/articles/890159/benefits-of-using-a-home-loan-eligibility-calculator Home loan eligibility calculators are a great way for prior loan related information. They help you in deciding your eligibility status for a loan and the loan amount, which you can easily get from any financial institution. They also help you in saving time and effort as well as aid you in deciding on a home which is well within your budget. Beware of Home Loan Scams http://www.123articleonline.com/articles/889918/beware-of-home-loan-scams The flexible repayment structure and the easy installments of home loans in India have made it an easy endeavour for customers, but unfortunately they have attracted a large number of mortgage scams as well. The article lists all the points that a prospective loan applicant must bear in mind to avoid getting duped. These points are - a careful reading of the documents, clear communication from banks, awareness about different charges and so on and so forth. Business Loans - The Advantages and Disadvantages http://www.123articleonline.com/articles/890574/business-loans-the-advantages-and-disadvantages When small firms or big corporate companies require financial assistance for various reasons, they apply for a business loan. Business loans are tricky and complicated; you should review all of its features and aspects before taking it. This article states a few advantages and disadvantages of taking a business loan that will help you in taking a decision. Buying Vs. Renting Your Home http://www.123articleonline.com/articles/892496/buying-vs-renting-your-home The decision on whether to purchase your own house or rent an apartment is extremely difficult. There are number factors which need to be taken into account by an individual before they decide to purchase or rent a house.