ALL >> Insurance
Articles about Insurance.
5 Things To Expect In A Travel Insurance Policy By: omega
“Never travelling is alright but travelling without an Insurance is never alright” More than 20% of the people in Dubai think that Travel Insurance is not necessary because they feel that if something goes wrong during the Travel, the Airlines will take care of all the problems related to flight cancellation, loss of baggage etc. If you a frequent traveller who tours in and out of the Country for Business or family vacations often, it is very beneficial if you sign up for a Travel Insurance Scheme. But there are some factors you have to keep in mind before choosing the Insurance Scheme. What are the pointers I have to keep in mind before signing a Travel Insurance Scheme? There are 5 elements to watch out forand make sure thatthey are covered before signing up for a travel Insurance in Dubai. They are: 1. Emergency Medical ExpensesduringTravel 2. Cover against trip cancellation and interruptionof the journey 3. Loss of Luggage during Travel 4. Missed or cancelled flights & Delayed Departures 5. Cover for loss of passport Travel Medical Expenses Cover If the 20% of Dubai Residents we mentioned earlier are reading this, we hope you would have understood by now that your Medical Insurance may not cover health related expenses while in another Country. Medical Expenses in USA easily exceed $ 9,000. If there is an emergency situation and should you be taken back to your hometown for treatment, the sum easily snowballs to more than $ 100,000. Imagine how you will manage these expenses without a Travel Medical Insurance Cover? More than 95% of Travel Insurance Policies cover Emergency Medical expenses but it is always better to be careful than be sorry. Therefore, make sure to check the availability and benefits of the Medical cover before agreement. Cover Against Trip Cancellation and Interruption Another very important yet easily neglected benefit is Trip cancellation and Interruption cover. From a small kid to a senior Citizen, one thing that never fails to excite is Travel. If such an expected and planned tour is pre-empted due to some reason or the other, disappointment aside, think about the financial loss you will incur from all the booked flight tickets – particularly if you have to buy tickets again! If it is only your travel that is cancelled you can make up for the cost but let's say you were about to travel to some place as a family involving 5 or 6 people. Then? How are you going to make up for such a huge loss? This is the sole reason why you have to be certain about your Travel Insurance covering the amount for cancelled flight tickets but on one condition; you ought to have a valid reason why the cancellation was for reasons not within your control. Ensure cover against Loss of Luggage during Travel With so much of expectation and anticipation, you head out for a Business Trip to a Country you have never been before. Since it is a Business tour you might be carrying important documents and costly electronic gadgets like laptop and iPad. Due to some unfortunate reason, say, careless handling of your luggage by people working in the airport or some co-passenger who mistook your bag for his, your luggage has gone missing. How are you going to handle this situation? 70% of the time, the airlines will help you sort out this situation and get your baggage delivered to you within the next 2 or 3 days. But what if your presentation was on the same day or the following day? You cannot give reasons and excuses for people out there and even if somehow you can, what about the other 30% where airlines are not able to track your luggage? A Travel Insurance that covers Loss or damage of luggage is a definite must because with this, you will be able to recover any financial loss you may have to incur for the loss of your baggage, at least up to the limit specified in the Travel Policy. Missed or cancelled flights & Delayed Departures There are two major reasons why your trip might be cancelled. 1. Some unavoidable situation where you really can't travel 2. Airline delayed and cancelled flights At least you know you are responsible for the first reason and it is completely because of you why you can't travel but the second reason is really annoying and stressful. You would have planned so much and might be looking forward but if everything goes in vain because of the flight cancellation then your whole travel plan might be wasted. 50% of the airlines arrange for an alternative in the event of flight cancellation but what if you have booked for a Cruise trip? The airlines might provide an alternate accommodation but the Cruise will not wait for you. Who will cover for the loss? Definitely not the Airlines. From providing your whole accommodation during delayed departure to covering for the loss succeeding the event of flight cancellation, the Travel Insurance Scheme inclusive of Missed or Cancelled flights and Delayed Departure will take care. This is the reason why watching out for a Travel Insurance covering this Policy is inevitable. Cover for loss of passport Some people are by nature terrified to travel (hodophobia) and in spite of stepping out of their comfort zone, if some issue like loss of passport kicks in, how will they manage the loss? Worse when travelling to a Country where the language is unknown. If you know the language, you can communicate to people there and ask for help. If you don't understand what they speak and they do not understand what you say, how will you sort things out? You can only rely on the help from the Police and the embassy or consulate of your own country. Availing a Travel Insurance will help to cover for the Loss of passport and as per the pointers mentioned in the policy, the Insurance Provider will do the needful. “Not knowing is alright but knowing and not doing is never alright” Why wait when you can reap maximum benefits? Avail a Travel Insurance but make sure it covers all the 5 issues mentioned in the checklist above. Travel safe and create unforgettable Sweet Memories! Bon Voyage!(read entire article)(posted on: 2017-04-26)
View : 79 Times
Health Medical Insurance Agents And Dental Life Small Group Health Supplement Plan - California By: Stan Ofomata
As top class Insurance Agents we provide Health Insurance, Small Group Health Insurance, Supplement Insurance Plans, Medical Insurance and Dental Life Insurance in California(read entire article)(posted on: 2017-04-18)
View : 75 Times
Young Drivers Choose To Be Behind The Wheels Over Luxuries, Says Survey By: Brijesh B.
Young drivers have a fixation for driving four wheelers but the cost of having and maintaining one becomes the biggest issue. The motoring costs can be reduced by choosing low fuel consuming vehicles, cutting down on car insurance costs and driving safely.(read entire article)(posted on: 2017-04-18)
View : 93 Times
Bad Credit Auto Insurance - Get Expert Assistance By: Victor Cano
Apart from finding one of the cheapest car insurance quotes no credit check, you need to apply some expert strategies to improve your eligibility for affordable bad credit auto insurance cover. Undoubtedly, these strategies are related to the risk associated with you as a driver. Get assisted to learn these strategies and begin the process of saving money.(read entire article)(posted on: 2017-04-17)
View : 241 Times
Learn How To Get Auto Insurance With No Down Payment, Free Expert Advice Online By: Janicel Porto
Many people may wonder, “How to get auto insurance with no down payment?” If you are one of them then here is some good news for you. It is now perfectly possible to learn the techniques to obtain no money down car coverage.(read entire article)(posted on: 2017-04-17)
View : 162 Times
Understanding The Working Of Payday Loans By: Broad Stevens
These loans are making a real buzz in the money land and we often come across people trying to understand the very concept and working of these loans.(read entire article)(posted on: 2017-04-17)
View : 143 Times
Check If You Can Get Approved For Cheap Auto Insurance With Bad Credit By: Terry Calvert
In order to get quick access to cheapest bad credit auto insurance quotes online and also learn effective strategies to follow to bring down the cost of auto insurance policy even while having bad credit score, you need to seek expert assistance, a reliable one, online. Remember, getting affordable auto insurance with bad credit history could be made possible with expert help.(read entire article)(posted on: 2017-04-12)
View : 177 Times
Ready To Pay Heavy Fines For Texting Or Calling At The Wheel By: Brijesh B.
The habit of using mobile phone while driving can cost you huge premiums as with the telematics policy every move can be tracked by the insurer, some of which would withdraw the policy if you continue to engage in wrong driving practices.(read entire article)(posted on: 2017-04-11)
View : 75 Times
Look For Public Liability Insurance In India By: Plan Cover
Public Liability Insurance in India is an important concern and should be considered better outcomes.(read entire article)(posted on: 2017-04-07)
View : 73 Times
Fewer Than 8% Of Uk Businesses Know The Necessity Of Health Insurance For Their Overseas Employees By: Brijesh B.
A survey reveals the fact that fewer than 8% of the businesses in the UK are aware about buying an international health insurance policy of their overseas employees. Rest all depends on EHIC, which is not sufficient to meet all the medical costs of employees stationed away from homes. This calls for an ardent need for international health insurance policies for overseas employees of every business owner in the UK.(read entire article)(posted on: 2017-04-05)
View : 75 Times