123ArticleOnline Logo
Welcome to 123ArticleOnline.com

Here's the recent articles submitted by sidhartha mohanty

Articles By sidhartha mohanty

Page: << <    1 [2]    > >>

Index Futures And Their Uses    Submitted as: Artham Vidya
Futures are derivative products whose underlying is financial assets such as stocks and currency, commodities such as food grains, precious metals, oil and energy.(read entire article)
View : 58 Times
Category : Education

Introducing Derivatives : Futures And Options    Submitted as: Artham Vidya
Forward contracts, we have explained in our previous segment, are used to reduce the risk from adverse price movements in financial assets and commodities. When you lock-in the prices, you are protecting yourself from losses arising from price volatilities in prices of assets.(read entire article)
View : 51 Times
Category : Education

Introducing Derivatives: Forward Contracts    Submitted as: Artham Vidya
Ram is a baker and he supplies bread to an entire village. He buys wheat from a local farmer, grinds it and uses that flour to make his bread. He has limited storage facilities and buys just enough wheat, which he stores in large sacks in a small storeroom at the back of his house.(read entire article)
View : 65 Times
Category : Education

Learn How To Avoid Excess Debt    Submitted as: Artham Vidya
Prevention, they say, is better than a cure. We should all be far better off, if we took this axiom to heart and applied it to all facets of our lives, particularly with respect to our finances. Getting into debt is the easiest thing in the world – but getting out of it becomes a difficult task. Why get into debt at all? Debt is, in some ways, unavoidable, but we can prevent getting into too much debt. Here are some ways to avoid excessive debt:(read entire article)
View : 58 Times
Category : Education

Personal Accident Insurance: Why You Need It    Submitted as: Artham Vidya
About three years back, while running up and down the stairs of my building – I was training for the annual Mumbai Marathon – I suddenly missed my footing, tried to regain my balance and in doing so fell down, twisting my ankle in the process. I picked myself up immediately and attempted to walk and felt a sharp pain on the side of my foot. I thought if I ignored it, the pain would go away – but it only worsened and within an hour, my foot was swollen and throbbing. I could hardly keep my feet down.(read entire article)
View : 84 Times
Category : Education

Sips Vs. Lump Sum Investments    Submitted as: Artham Vidya
We have spoken quite a bit about Systematic Investments and the importance of making regular investments – in whatever instrument or security you are putting your money. You would have a natural curiosity as to whether SIPs are better than investing a lump sum amount at one go. It is rather difficult to say whether one is better than the other. However, Systematic Investments have several advantages compared to a lump sum investment.(read entire article)
View : 57 Times
Category : Education

Switching Your Housing Loan: Some Tips    Submitted as: Artham Vidya
For a while now, I have been toying with the idea of shifting my home loan to another bank or housing finance company. While the service is great, the interest rates have become pretty high. I am on a floating rate scheme so if there are any changes in the rate, my bank loses no time in applying the new rates. Unfortunately, over the last few years, there have been a series of hikes (in interest rates) and now I am feeling the pinch of the higher interest.(read entire article)
View : 52 Times
Category : Education

Swps And Stps    Submitted as: Artham Vidya
You must have heard of Systematic Investment Plans (SIPs), where you invest a fixed sum of money in a mutual fund scheme every month or any other periodic time interval. But have you heard of Systematic Withdrawal Plans (SWPs) and Systematic Transfer Plans (STPs)? If you have read of them somewhere and are wondering what they are all about, you've some to the right place to satisfy your curiosity.(read entire article)
View : 71 Times
Category : Education

The Importance Of Consistent Investments: Sips    Submitted as: Artham Vidya
Most investment planners and advisers stress on the importance saving and investing regularly – even if it is in small amounts. Systematic Investment Plans (SIPs) are aggressively marketed by mutual funds and for once, I would say that this strategy is justified and welcome. Based on personal experience, I can assert with confidence that systematic and regular investments in a mutual fund scheme over a period of years is one of the best ways to grow your money, especially if you are averse to investing directly in equities but want higher returns than that offered by fixed deposits or other debt instruments.(read entire article)
View : 81 Times
Category : Education

The Necessity Of Health Insurance – What You Can Expect    Submitted as: Artham Vidya
A couple of years back my mother underwent a cataract operation. Cataract surgeries are very common and can be done anywhere, but we wanted to provide her with the best possible experience (my mother is terrified of hospitals). She was admitted to a multi-speciality, which provided good care while we ensured that the lenses being used were of high quality. The entire package, including the one-day stay in hospital and other medications came to just about Rs 80,000.(read entire article)
View : 52 Times
Category : Education

See As RSS
Login To Account
Login Email:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: