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4 Things To Contemplate While Selecting Payment Gateways For Ecommerce

By Author: Jonathan Paul
Total Articles: 51

The evolution of eCommerce sector has made the job of shopping easier for people. However, the system of paying money online is not always foolproof and secure and is the main reason for the reluctance of many shoppers to buy things online. Despite this fact, online monetary transactions are growing with each passing day owing to the ease of shopping over online and the ability to buy anything needed urgently. Thus, eCOmmerce businesses are needed to spend consciously in choosing an integrated and appropriate payment gateway. The task becomes much more simple if their partners in eCommerce development assist them in choosing a befitting payment gateway.

Following are the key considerations for deciding upon a right payment gateway for eCommerce sites.


It is the most prior consideration for every online business. Retailers who support a higher volume of transactions every day are more vulnerable to attacks, credit card frauds and abrupt transactions. The PCI (Payment Card Industry) Data Security Standards affirm that the virtual money transfers are conducted safely. Hence, the payment gateways of the eCommerce sites absolutely need to be PCI compliant, which eliminates all forms of risks associated with digital payment process of the website.

Deciding between modern or classic type gateway

While the only difference between a classic gateway and modern payment gateway is the merchant account, choosing the one that suits a particular eCommerce site is challenging. ON one hand, the Classic gateway needs a merchant account, while Modern gateway doesn’t require the same because it is instantly synchronised with the bank account. Thus, the Classic payment gateway is suitable for large-scale sites dealing with huge transactions daily and modern gateway with relatively easy setup process suits mid-sized and small-sized sites.


Many payment gateway services charge less for digital transactions but have many some hidden charges and lock the customers on a long-term basis. This makes customers doubt the retailers on the prices they charge for every product. Thus, eCommerce retailers need to choose their gateway services provider precisely where there is absolute transparency in digital money transactions.

Choosing a fitting hosting policy

Retailers host payment gateways either using the off-site method /hosted method or by integrating a gateway. While hosted gateways redirect the buyers to their platform for completing the payment, integrated gateways connect the site with the pre-delivered API of the chosen gateway. Both have their own advantages. Off-site gateway systems let retailers delegate the responsibility of security of transactions to the particular platform who comply with standards of PCI data security. Whereas, integrated gateways did not let customers go off-site for payments, thereby offering a seamless hassle free checkout experience.

Considering the mass demand of online shopping sites in this digital epoch, online merchants are firmly recommended to boost their transactions and payment security by deploying a reliable payment gateway which adheres to the data security standards.

Author Bio:Jonathan is a highly professional developer associated with PHPProgrammers, one of the esteemed companies in Australia for Magento eCommerce development, who likes to make eCommerce businesses aware of the industry trends and needs by pinning down his thoughts.

More About the Author

Jonathan Paul is a techie, knowledgeable and highly skilled Magento Developer of Australia working with PHPProgrammers who like to share his industrial knowledge and insights with the readers.

Total Views: 214Word Count: 507See All articles From Author

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