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How To Choose The Best Mobile Payment Application?

By Author: Edward
Total Articles: 2

Mobile point-of-sale (POS) solutions allow retailers to accept credit card payments that are more suitable for their customers. Mobile payments allow them to process and accept credit card payments in the aisle, anyplace or outside the store where customers prefer to pay. Large enterprise merchants or small business owners with non-traditional storefronts or a mobile sales team can be growing their business and increase profits by accepting mobile payment system using their existing smart phones or other wireless devices.

Mobile POS systems are providing a new standard in convenience and are easy to support and implement. Retailers equipped with smart-phones such as BlackBerry, Windows Mobile, an I-Phone or other Google Android devices can submit, settle and authorize transactions securely and quickly.

There are Several Benefits Offers by Mobile POS systems:

Customer Satisfaction: This system can improve their client’s experience by offering multiple payment options.

Flexibility: Mobile transactions allow the vendors to take their storefront anywhere they go.

Reduce Processing Cost: Merchant can reduce their processing cost by using a single retailer account to accept mobile and retail payments.

Stability and Reliability: Mobile POS software rivals many biggest trading, e-commerce, and portal Web sites. Best mobile payment app can handle millions of transactions each month.

Lower Entry Cost:

Considering that most people would lose their wallet and their cell phone, it comes as no surprise that the mobile payment apps are quickly becoming a new and best payment option for small business owners. Because your cell phone never leaves your side. It can manage its place at the dinner table, is easily reachable in your pocket or on your belt clip, and often, someway it even manages to end up sharing your pillow at night. Today, many cost conscience dealers can accept mobile credit card payments by using best mobile payment app without paying for costly system customizations or purchase traditional point-of-sale tools.

Market Expansion:

Mobile POS solutions are the best option for the independent sales agents and small business owner. Merchants can purchase a best mobile payment app from www.scrubpay.com. Here are some questions which you ask from your mobile payment provider:

Does this mobile payment application support both large and small payments?
Is the mobile POS application PCI compliant?
Does the system need a payment gateway service? If so, identify payment gateways require an additional recurring monthly fee.
Does this application support non-swipe and swipe transactions? Swipe transactions offer lower processing fees.
What are all the fees related to accepting payment?
Does mobile POS system provide online statements for viewing customer transactions?
Which kind of mobile phones is supported?
Does the card reader support data encryption?
Does the system make sure that no customer payment information is stored on the cell phone?
How quickly are customer payments funded to the retailer's bank account?

We'll definitely see many mobile POS application providers come out of the woodwork as the industry matures. However, merchants should search for a best mobile payment service provider having experience in the payment processing business.

Top Mobile Payment Applications:

1. I Pay POS (I-Phone)
2. Road Merchant (BlackBerry)
3. Mobile Authorize (Google Android, BlackBerry, I-Phone/I-Touch, Windows Mobile)
4. Mobile Merchant (I-Phone, Windows Mobile)

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