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Claim Your Benefits With Greenville Workers Comp

By Author: Karen Taylor
Total Articles: 5

Workers compensation has become a necessity more than an advantageous benefit. Employees are entitled to that tight of workers compensation which gives them additional benefits in case they have been injured during work hours or in accidents while they were at work. In Greenville, workers comp has become a standard for all organizations where every employee has the right to claim their benefits under the workers’ compensation scheme.

Now you do not have to literally be present at the job site to be able to claim worker’s comp benefits. For example, if you suffer from lung cancer due to working in a mine, your job is the cause of your sickness or injury. In other cases, someone might try to harm you while being present on the job. If you get injured in that case, you are still liable to claim the benefits that the Greenville workers comp scheme provides. Before claiming workers’ compensation benefits, it is necessary to state that you are actually sick due to job-related hazards. When an organization approves your claim, it does a thorough check through medical and personal records of whether or not you are actually injured due to the job.

There are specifically four types of benefits covered under the workers’ compensation policy:

Income benefits:

• This is when the company replaces or reimburses you for the number of days you have been absent from your job.
• Because the reason for your injury or sickness if the job itself, it is the organization’s responsibility to provide you with this benefit and cover up for the money or wage that you have been losing during your recovery time.
• There are again sub-categories of income benefits. In any of the following cases, you are entitled to receive income for your absence from the job.
- Temporary income benefits (TIBs)
- Impairment income benefits (IIBs)
- Supplemental income benefits (SIBs)
- Lifetime income benefits (LIBs)

Medical benefits:

• Under this benefit, the organization pays or carries the necessary medical expenses to treat you and help you recover.
• Because of work-related injury or sickness, the company reimburses for all your hospital and nursing services for the time duration that you are absent.
• It is also the organization’s responsibility to take care and pay for any additional apparatus that you would need following the necessary medical treatments, medicines, and other appliances.

Burial benefits:

• A burial allowance is provided to the employees who have lost their lives while on the job or performing a particular job activity.
• Relatives or family members are the ones who receive reimbursement for paying the funeral expenses of the deceased.
• Whoever pays for the funeral expenses is reimbursed after the person needs to display a receipt of the amount spent, and the company, in turn, reimburses the required amount back to the payer.

Death benefits:

• This is a benefit wherein the family members of the deceased employee are entitled to receive a compensation for the lost family income.
• Because the employee has been killed due to or during the job, companies take this benefit scheme very seriously as family members get affected in such cases.

Workers’ compensation, in this way, results in a huge help for the employee and their family members and relatives. It is also beneficial for the employer as it entrusts more faith and dependence by the employees. It is important to receive knowledge and understanding on Greenville workers comp so that you know what your rights are as an employee and how trustworthy and helpful your organization really is.

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