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Can Bankruptcy Filing Save You From Foreclosure?
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If you have missed out paying for your mortgage loan for months now and you know you just cannot catch up anymore, you will face foreclosure soon. You need to make an agreement with your lender but if you cannot do that because the lender also doesn’t want to cooperate with you, filing bankruptcy will be your last option to stop or even delay foreclosure from taking place. It’s so painful for homeowners to go through foreclosure especially because of the idea that soon they will be evicted from their home and they can also suffer from being homeless if no other means are found. But is it possible to ask help from a reputable regnskapskontor bodø? Yes it is possible. They can be of help to those who are in need and people suffering from personal financial issues are also welcome to inquire and get help.
Starting a bankruptcy filing can be through chapter 7 or chapter 13. Those can help stop foreclosure but that’s temporary. As soon as you have filed for bankruptcy, the court will then issue a relief order that indicate “automatic stay”. The lender and creditors will be asked to stop collecting money from you which is actually the payment for the loan. Even if you have scheduled the house for foreclosure sale, it will be stopped by the court because of the bankruptcy that you have filed. That may be for 2-4 months depending on the court order. Before you end up declaring bankruptcy, why don’t you seek help from regnskapskontor bodø and ask help from regnskapsfører bodø. Let them open your books of account or let them do the listing and computation needed to find out if you need to really declare bankruptcy or if there is something else you can do.
You need to hire a foreclosure lawyer who is also well verse in bankruptcy cases. There are lawyers who are offering free consolation. You can find them online or through referrals. A lawyer will help you by giving you advices regarding chapter 7 and 13 which may be the best option for your current problem. But before you do that, give yourself sometime to stretch out some other resources and solutions to the problem by finding regnskapsfører bodø. They can help you better understand your situation right now and help you get back on track. It is just so essential to provide them with all the necessary documents and information that they will need to let them know your present financial condition.
It’s hard to be in this situation but you need to find someone to help you out. Once you have gathered all the needed documents, then it will be time for you to start with the consultation and discuss the problem about bankruptcy and credit issues. You need to answer some of the questions that they will ask because they need all the information to help you solve the problem if you will freely provide them with the answers that they need, and then you can solve this problem in no time.
Bankruptcy doesn’t always mean giving up your home because there are still other options available for you and regnskapskontor bodø - http://www.finero.no/index.php/component/content/article/83-info/103-oversikt-tjenester - can provide you with regnskapsfører bodø - http://www.finero.no - to find solutions to the problem.
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