123ArticleOnline Logo
Welcome to 123ArticleOnline.com!

ALL >> Automobiles >> View Article

Cheaper Auto Insurance Rates

By Author: Bob Smith
Total Articles: 203

There are certain factors you can not control that affect your automotive insurance rates. Things like your age, gender, recent DWI / DUI and any prior claims record. Listed here are some of the things you can do to lower your automotive insurance premiums. The easiest way to find cheap insurance rates is to request a free auto insurance quote or two.
Automotive insurance rates can vary greatly from company to company, as do the terms of the policy. Be sure to check on what you're buying for that lower rate. Print out each quote so you can compare each item line by line. For instance, if one automotive insurance company quotes you a rate of $75 per month/$250 deductible, and another auto insurance company quotes you $80 per month/$500 deductible, you would not be comparing exactly the same automotive insurance product. Find policy terms that fit your needs and then compare them.
Decide how much coverage you will need before you buy that next ride. Insurance rates are significantly affected by the make, model and year of your vehicle. New cars, sports cars and custom built models cost a lot more to insure than a standard vehicle. Remember that for most of us, a car is just a means of transportation.
Keep track of your credit score. Thanks to recent economic conditions, many of the top auto insurance companies are now looking at their customers' credit scores when calculating auto insurance rates. People with poor credit report scores can pay as much as 50 percent more on their auto insurance premiums because they are considered a higher risk customer.
Never let your car insurance coverage lapse as this can signal to insurers that you may have trouble paying your bills. Let your current auto insurance continue until your new automobile policy takes effect by giving your current auto insurance company proper notice of policy cancellation.
Get the discounts you deserve. To get the best auto insurance rates, it is important to be aware of all possible auto insurance discounts. These could include such things as insuring multiple vehicles, a multiple product discount (auto-home), low annual mileage use discount, driving a more fuel efficient vehicle, discounts for various professions, discounts for anti-theft devices, good student discount, senior citizen discount, accident free discount and more. Check with the auto insurer for a complete discount list.
Don't think you have to sacrifice service to get affordable auto insurance. Many of the top companies have the best customer service ratings in the industry. Comparing rates only takes a few minutes and answering a couple simple questions is a small price to pay considering all the money you could be saving each month. Getting your free auto insurance rate quote is quick and easy so there isn't any reason not to do so.

Total Views: 108Word Count: 471See All articles From Author

Automobiles Articles

1. Purchasing Harley Starter Replacement From The Web!
Author: GLF

2. How To Purchase Harley Starter Drives?
Author: GLF

3. Guidelines On Purchasing Harley Starters!
Author: GLF

4. 7 Car Financing Tips For Purchasing A New Or Used Car
Author: Haggerty Ford

5. Buying New Or Pre-owned Vehicles From Car Dealer
Author: Neal Weaver

6. Basic Of Maintaining Good Health Of Your Electric Bike
Author: Manisha Nigam

7. Top Things To Know About Lamborghini Diablo
Author: Jason Jones

8. Replace Your Old Gallardo Exhaust System To Improve The Performance Of Your Super-car
Author: Jason Jones

9. Auto Repair Shop Bluffton To Maintain The Perfect Condition Of Your Car In No Time
Author: Ray Pringle

10. Important Wheel Alignment Information
Author: Ray Pringle

11. Explore An Amazing Ride With Wraith Luxury And Sports Car Rental
Author: Sophietilley

12. How To Formulate Your Car Drive Secure And Relaxed With The Precise Choice Of Tyres?
Author: My Tyre Point

13. Important Questions To Ask Before Rustproofing Your Car
Author: Efrain Rivas

14. Affordable Crane Services For Vehicles
Author: Shailesh Vyas

15. Things To Consider When Choosing Vw Garage Services
Author: Heston VW


Login To Account
Login Email:
Password:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: