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Investment Strategies For Retirement Planning
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These days, changing life styles, employment shifts, and fluctuations in the economy may have adversely affected your retirement Planning. Yet many of us still have certain preconceived ideas about the retirement phase of our lives. This vignette spotlights the gap between perception and reality that exists between current retirees and workers on the road to retirement.
When approaching the retirement years, certain questions take on paramount importance. First, barring unforeseen circumstances, how long should we expect retirement to last? Second, how can we potentially determine what this new phase of life may cost? Third, what sources of income do you anticipate having? Fourth, what Investment Management can help you pursue the goals you have for your retirement? Let’s examine these questions one at a time.
How long will retirement last? Over the last century, life expectancy has risen dramatically in the U.S. In 1900, the average life expectancy was 49.2 years. Americans had a record-high life expectancy of 78.7 years in 2010, according to the most recent statistics available. The current retirement age of 65 years was established in the late 1800s and was based, at least in part, on the fact that the average person lived 15 years fewer than that. With all the advances in technology and medicine, it’s possible that many of today’s retirees may live much longer than their ancestors. For more information click on Financial Planner Colorado Springs
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