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Want Savings In Hiring Akron Roofing Contractors? Check Your Homeowner’s Insurance Coverage

By Expert Author: Allyson Ripple

Storms and tornadoes are among the most powerful forces that frequently plague many American homes, and few roofs could completely survive one without heavy damage. This is why many insurance providers for Akron residents include services from reputable Akron roofing contractors in their coverage. Nevertheless, it’s always important for homeowners to read the fine print of their insurance policy before filing a claim.

What Makes a Storm

One thing you have to identify is what exactly constitutes a storm according to your insurance coverage. This definition can actually make or break your claim. Typically, insurers use the Beaufort Scale (a numbered scale that ranges from 0 which denotes calm wind, to 12, or hurricane force) as the standard to determine whether or not a disturbance is strong enough to be covered by your policy.

Defining Storm Damage

Next, your insurance provider will ascertain whether the damage was a direct result of the storm. Read your policy carefully to find out which damage can qualify for a claim—for example, are damages from a fallen tree trunk covered? How about the roof tiles that shattered your car window, or the missing shingles that caused water to seep into your attic?

Getting an Estimate

With these facts out of the way, you can now contact your insurance company to get an estimate for the likely repairs. Your provider might need to inspect your house, so make sure that you don’t clean everything up until then. Many insurance providers even have a list of registered contractors in your area that you can hire to do the necessary restoration.

The Contractors

If you can choose your own contractor, look for reliable Akron or Canton roofing contractors who will be willing to do the emergency roof repairs for you. Some contractors even work with the insurance providers themselves. They perform roofing inspections to determine the extent of the damage and estimate the costs for the repairs.

There may be cases when the roofing damage is so bad that you can’t put off repairs to wait for the inspection. In situations like these, you can opt to document the damage through pictures or videos. For more information on dealing with your homeowner’s insurance, check out moneysupermarket.com/c/news/are-you-covered-for-storm-damage/0026671/.

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