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Different Types Of Disability Benefits From New York Social Security Disability Attorney
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There exists a number of disability benefit to which an individual may be entitled. The claimant is always not necessarily the disabled person but can also be his spouse or children. Though the medical requisites are similar for all categories, the non-medical issues differ from one to another. This article will acquaint you with the range of claims for which you may be eligible. A professional New York social security Disability Attorney helps incapacitated people in this regard.
Disability Insurance Benefits (DIB)
An individual is allowed to avail DIB if he has paid an amount of tax for social security for a definite time period while working, which is adequate to get coverage for such insurance. For this category, a person in general should work and pay all social security related tax for around five in the preceding ten years before he becomes totally disabled. However, there lies a different and lenient rule for an applicant who became disabled before the age of 30. However, it is essential for every individual to prove that they become disabled while their coverage for debility insurance was in effect. Otherwise, the disabled person is not eligible to DIB and their medical condition, how serious it may be will not be taken into account.
If such claim gets approved, a person is commonly paid on monthly basis. The amount is determined based on the payment of social security related tax and the earnings of the concerned individual during his working career. In a number of cases, dependent children are also entitled to this kind of benefit.
Disabled Widow/Widower Benefits (DWB)
This is another particular type of disability benefit to which certain widowers and widows are entitled. It depends largely on the tax of social security that has been paid by the deceased spouse of an individual. To claim this benefit, one must fall under the age group of 50 to 60. In addition, the claimant should be married to his or spouse for approximately a period of ten years. Moreover, during death, the spouse is required to be covered by Social Security insurance. However, the applicant should suffer severe disability to make a potential claim within a span of seven years after the death of his spouse.
If an individual is granted DWB benefits, the amount is determined based on the income of his or her spouse and the payment of the tax.
Supplemental Security Income (SSI)
Whether a person has paid adequate tax or not is not a governing factor to determine the eligibility of a candidate claiming SSI. In this case too, you will find similar rules to prove your disability as applied for disability insurance. Else, you should be blind or above 65 years of age. An applicant should also possess little or no property and should have minimum level of income, since the eligibility of this social benefit is solely determined based on monetary needs.
According to a professional social security disability lawyer in New York, social security while determining the eligibility for SSI takes into account the property and income not only of the applicant but his or her spouse as well. Children who are 18 or less and suffering from a severe impairment are entitled to receive a monthly SSI benefit. However, the income of their family should be low enough.
Childhood Disability Benefits (CDB)
CDB is awarded to an unmarried child of an individual who is already getting disability insurance or who has expired while getting coverage for social security. To get entitled to this category of benefit, the age of an applicant should approximate 19 years. Moreover, he needs to prove that he became fully disabled prior to the month he turned 22 years old. In this case, the amount of benefit is determined on the basis of the tax paid by the parent of the candidate.
However, it is always feasible to contact an experienced New York social security disability attorney to make a successful claim.
About Stella Trestrian:
I am an internet blogger and writer and I enjoy writing about different topics. In this article I would like to talk about the different types of disability benefits offered in New York. This will guide you through how to hire a good New York social security disability lawyer.
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