123ArticleOnline Logo
Welcome to 123ArticleOnline.com!

ALL >> Insurance >> View Article

Get Health Insurance

By Author: Pranav V Sharma
Total Articles: 141

Health insurance is an insurance policy that will pay specified amounts of money to cover medical expenses or treatments. Employer-provided health insurance policies, also known as group health insurance policies, offer employees many different options for insurance coverage. Health insurance is the foundation of a comprehensive benefits package for employees. It is the preferred benefit of the majority of people who work.

Medical treatment has become progressively more expensive over our lifetimes. The cost of healthcare has risen faster than inflation for over a decade, and ironically, the impact of new technologies, procedures and drugs – all of which help us live longer and healthier lives – is also to keep pushing costs up. For some procedures, the costs run into tens of thousands, and if you don’t get health insurance, you could have to fund things out of your own pocket.

There are also tax and cost reasons to get health insurance. If you don’t get health insurance by the time you turn 31, every year you wait after that will cost you more – it means that your premium will be increased by 2 percent for every year past the age of 31 when you don’t have private health insurance. There are also tax rebates for most income earners that reduce the cost of private health insurance.

You can get health insurance via a simple online comparison. Many websites provide health insurance quotes that are tailor-made for you. All you need to do is enter your details and a list of health insurance policies will be available to you. You can compare them to see which policy suits you best. You can even purchase it online. Comparing policies before purchasing them enables you to get the best coverage at an affordable price.

There are some important restrictions to keep in mind when you get health insurance. These restrictions tend to mean that either the total cost of some services isn’t covered. You may have to pay some of the total bill yourself – this is known as the deductible, and before you get health insurance from a particular fund, it’s worth finding out how extensive their agreements are with particular hospitals and doctors to cover gap payments.

Health insurance can save a lot of money that you might, otherwise, be required to spend for healthcare. But you have to make sure that your policy is suitable for you. Just as two people are never alike, the same policy will not suit everyone. So, shop around before you purchase.

__________________________________________________________________________

It is very essential to have a health insurance policy. Author Pranav Sharma is an experienced insurance professional and widely read expert on general insurance based in Mumbai. Pranav helps readers opt for best health insurance policy in India.

Total Views: 83Word Count: 454See All articles From Author

Insurance Articles

1. How Can Auto Appraisers Help In Bankruptcy?
Author: Chicago Auto Appraisals

2. Spring Budget 2017 Fails To Impress Uk Smes, Hints To The Need For Business Insurance
Author: Brijesh B.

3. Do I Need A Golf Insurance?
Author: Omega insurance

4. Getting The Right Car Appraisal Report Is Now In Your Hand
Author: Chicago Auto Appraisals

5. Need Cheap Low Deposit Car Insurance? 6 Key Steps To Follow!
Author: Victor Cano

6. Important Guideline To Be Followed Post Meeting A Car Accident
Author: Chicago Auto Appraisals

7. 5 Things To Expect In A Travel Insurance Policy
Author: omega

8. Young Drivers Choose To Be Behind The Wheels Over Luxuries, Says Survey
Author: Brijesh B.

9. Health Medical Insurance Agents And Dental Life Small Group Health Supplement Plan - California
Author: Stan Ofomata

10. Understanding The Working Of Payday Loans
Author: Broad Stevens

11. Learn How To Get Auto Insurance With No Down Payment, Free Expert Advice Online
Author: Janicel Porto

12. Bad Credit Auto Insurance - Get Expert Assistance
Author: Victor Cano

13. Check If You Can Get Approved For Cheap Auto Insurance With Bad Credit
Author: Terry Calvert

14. Ready To Pay Heavy Fines For Texting Or Calling At The Wheel
Author: Brijesh B.

15. Look For Public Liability Insurance In India
Author: Plan Cover

Login To Account
Login Email:
Password:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: