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Finding The Perfect Home In Laurimar Estate, Doreen
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Buying a house in Australia is such a huge undertaking that most first-time buyers immediately balked at the first roadblock. It’s like they are just trying to find an excuse not to go through with their plant to purchase a new house in Laurimar Estate, Doreen. It does seem to be overwhelming when you take it in all at once but when you break down the process into simple steps that can be hurdled; you ultimately solve the puzzle bit by bit. There are several questions you need to answer before you can declare yourself ready to become a homeowner.
Is your finances sound?
It goes without saying that you should have extra money lying around or at least, have access to credit when you do decide to buy a house in Laurimar Estate in Doreen or Highlands Estate in Craigieburn or you would be dismissed immediately by the vendor as a nuisance.
The best way to know is to calculate how much you are spending monthly in utility bills, groceries, rent, debt payments, tuition fees, gas money, or car mortgage if any. This is not a simple exercise as couples have been known to fight just by going through their finances alone. There’s a simple rule of thumb to make sure you can afford owning a house. If the monthly cost of your house doesn’t exceed 40% of your monthly income then you are good to go.
Is owning a home really for you?
Some people are satisfied with just renting an apartment all their lives as owning a home is a great big leap of faith. There are advantages to renting compared to owning your own house in Laurimar Estate Doreen. But there are also disadvantages in renting. The best way is to take a blank sheet of paper and list down the advantages of buying a house to the left column and the disadvantages to the right column.
What type of house do you want?
Then you have to decide on what type of house you want. When you buy a house in Highlands Estate in Craigieburn, you always want to know how many bedrooms or toilets or extra rooms for storage or your office perhaps. How about the garage? Then there are other pertinent questions like the size of your backyard, swimming pool, insulation and even eco-friendly innovations if you are into that kind of thing. Of course, you also take into consideration your neighbours are you are to deal with them for a long time.
Should you buy bank-owned or brand new?
Most people will opt for bank-owned properties thinking that they can save more in the long run. But buying a new home in House and Land Beveridge will actually cost less because you won’t be spending more on repairs and other associated costs of owning a used property. Besides, banks actually don’t sell foreclosed homes for cheap because they still base the offer on the prevailing market price in the community. In effect, you pay the same for an old home.
Abel Nolan is an expert author and has written so many articles on www.berstanhomes.com.au. Now he is working on Knock Down and Rebuild and Mernda House and Land Packages.
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