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Filing Chapter 7 Bankruptcy With A Lawyer In Harrisburg

By Expert Author: gardner wilkinson

Are you afraid to answer the phone? Are you having trouble making your payments on time? You may have fallen behind because of medical bills, a job loss or just because of the decline in the economy. However, there is help available. You do not need to fear debt collectors calling you, when you decide to take legal action; you are asking the court to give you a fresh start. In fact, that is exactly what a Chapter 7 Bankruptcy in Harrisburg is designed to do. It is designed to give debtors a second chance. If granted, they can be unburdened by their debts and rebuild their lives. The best thing to do is make an appointment with the beset bankruptcy lawyer in Harrisburg.

It is important to be prepared before you enter the lawyer's office. You should bring all of your account information concerning your debts with you. For example, if owe money to five different credit card companies, bring all of that account information with you. In most cases, the lawyer will have you fill out paperwork. The paperwork will include information on your debts and income. Further, when the lawyer prepares your case, he will use this information to explain your case. He will be asking that you be relieved of all your debts, which include all of the credit card account information you gave him. Do not miss this. If you leave out one credit card, you will not be protected if a Chapter 7 is granted for that account. You will only be relieved of what you claimed at your filing if the court rules in your favor. Thus, double check that you have listed all of your debt.

There is nothing to be ashamed about when you find that you cannot meet your bills. This has happened to many people from all walks-of-life. The law is in place to help you. It is not in place to hinder you. However, it should be noted that student loans are not covered under Chapter 7.

The lawyer will review all of your information and confirm if you qualify for Chapter 7 Bankruptcy in Harrisburg, and he will explain what is covered and what is not.

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