5 Ways To Use Dallas Car Title Loans

By Author: Stam Bett
Total Articles: 452

People turn to Dallas car title loans for many reasons, in part because these loans can be used for absolutely anything, from vacations to paying off other debts. To be eligible for car title loans in Texas, you must be at least 18 and own your own car, or have very few payments remaining, to get same-day cash. Here are some ways you can use a car title loan to get the cash you need today.

1. Buying Presents
Dallas car title loans allow you to get a short-term loan, regardless of your credit history, and who doesn't need some extra cash during the holidays, or when your child's birthday is around the corner? If you own your car, you can get a loan today to buy gifts for kids, buy Christmas presents or throw your spouse a great birthday party. In many cases, the interest on these loans is less than that of a credit card, plus these loans are designed to be paid back quickly, unlike credit card debt.

2. Take a Trip!
There's no two ways about it; taking a vacation is expensive, especially if you have kids. A trip to Disneyland can easily cost over $1,500, and even a more moderate vacation can cost you big. If you're having trouble getting together the money for a vacation, Dallas car title loans can give you thousands today to cover accommodations, souvenirs, gasoline and anything else.

3. Emergency Money
Has your car suddenly broken down? Do you need to make important repairs to your home? Have you been swamped with unplanned medical bills? Life is unpredictable so it's always good to have access to a short-term loan with money available same-day to cover any of life's emergencies.

4. Pay off Credit Cards
Credit cards are definitely a great way to get what you want now and spread out the payments over months or even years. Unfortunately, this tends to make it easy to accumulate a lot of debt, with the average consumer in the U.S. now carrying more than $6,000 on credit cards alone. Credit cards come with a whole host of fees, from late payment fees, annual fees and interest charges.

Car title loans in Texas, on the other hand, give you access to the money you need to pay off the cards once and for all. You now have just one loan to worry about with one payment, rather than 2-10 payments to make every month. This type of debt consolidation can save you a substantial amount of money in the long run.

5. Keep Checks from Bouncing
Who hasn't been there? You write a couple checks, then realize you've gone over the balance in your checking account and payday is still days away. What if income you expected to receive is late? Bounced checks get expensive very quickly, costing over $40 each with most banks, despite the fact that the processing cost for your bank is really less than $0.05. If you're about to bounce even one check, Texas car title loans are a much more affordable option. Borrowing $100 may cost you only $10 to $20, less than half the cost of one bounced check!

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