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The Growing Need For A Good Concert Insurance

By Author: Joseph White
Total Articles: 6

Concerts are a big deal for the musician, as it gives them a good exposure and helps them build a sound audience base. However, there are concerts where any loss is not recorded. It may be good for your career but, when it comes to managing your instruments and your health, the concerts don't really take into consideration everything that you might need. With every concert, there are different needs exhibited by the attendees as well as the musicians.

One of the major things that cause trouble in the concert paradise is the conflict between the artists performing. There have been events that got cancelled because there was a clash between those playing at the concert. This can become a cause of loss for the organizers, and the question remains-who will bear the cost of that loss? When you are signing in singers for a concert, you need to protect yours as well as their best interests with concert insurance.

One of the important elements that should be covered in this insurance is event cancellation. The entire amount should be received as claim amount in case some unthinkable event causes cancellation of the concert.

Here are a few reasons to own the concert insurance

When a huge crowd gathers, there are hidden risks to this event, specifically when this event involves electricity, equipment that needs lights, sound, and special effects.

All the aspects involved with a concert can cause accidents, injuries or, other troubles. These factors can cause damage to the equipment, instrument, stage and scaffolding.


Sometimes the technicians, musician and other stage specialists can suffer from injuries while preparing the stage for the concert.


This is where concert insurance plays an important role. It will protect you from these accidents, injuries and other forms of damage by offering you complete concert cover.


The concert insurance can be availed in the monthly or yearly format. In case the stage falls while the musician is performing, the apt concert insurance will cover this clause too, and offer you money against the damage.

When choosing a concert insurance policy, you need to ensure all the points eligible to your company are covered under the policy.

If you are traveling with your gear, make sure the policy covers this aspect as well, as a damaged or lost instrument can cause troubles in the concert's paradise. Musician's health and other problems that may occur leading to cancellation of the concert should also be covered in this insurance.

Cancellation is an important part of the concert. Due to unforeseen circumstances, your concert can get cancelled- which involves man-made or natural calamities, and your insurance should cover this part too. Make sure you have a checklist ready before plunging into the purchase.


Evaluate your instrument, and make sure you choose a policy that covers all the costs possible.


If you want a tailor made insurance policy for the concerts, just call us at Clarionins. We are known for affordable and highly personalized insurance solutions.

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