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Get Yourself Best Sip Plans For Long Term

By Author: Jignesh Shah
Total Articles: 5

This article discusses about the best sip plans for long-term. You can get to know about the best plan for yourself. Further, you will know about various options of sip plans available in the market. Therefore, make an informed decision by reading this piece of article before making any such investment.

For long-term wealth creation, mutual funds are very common these days and are emerging at a fast pace, as it is regarded as the safest investment option. However, investing in mutual funds via systematic investment plan (SIP) is a great idea. Nevertheless, how to pick the best sip plans for long term? This may make you confused.

Well, when you invest in mutual funds, you might not need to understand and give your precious time in understanding the market complexities. This will be taken care of by a fund manager. Hence, SIP is a hassle free wealth generation mode through which one can regularly participate in a mutual fund.

Buying and selling of SIP are done based on a unit i.e. Net Asset Value (NAV). Although, it all depend on the investors financial goals, the investor must be careful about the risk appetite. These are further categorized into three such as high risk, medium risk, and low risk. Depending on this, you can decide the type of fund to invest in.

High risk
With maximum of 5 years or more, one can think of investing in multi-cap funds, value funds, opportunities funds, and flexi-cap funds. These funds provide a balance of stability and growth. If you have a long-term goal, then you must consider these funds for sure, if your goal is to invest in such funds for a decade. SIP helps in delivering superior risk adjusted returns.

Medium risk
This a good fund to start with for a newbie. Opting for a balanced fund or large-cap funds over 5 years are a better option to withstand a selloff in time of high market unpredictability. It lowers the risk in comparison to pure equity fund. It delivers the balanced returns in equity and debt funds.

Low risk
If the investment period is less than 5 years, do not go for equity funds. Instead, consider approaching dynamic bond funds or short-term funds in spite of long-term plans. These funds will get you short and certain returns through SIP even in case of extreme market volatility. You will get returns even if you invest for 3 years or less.

You will have to consider high risk if you want to invest in the best SIP plans for a long term.

Author works in a reputed firm, which provides various sip plans. Here, the author has talked about the best sip plans for long-term that you can get for yourself.

Total Views: 23Word Count: 458See All articles From Author

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