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Why Studios Invest In Audio Equipment Insurance

By Author: Micheal Jordan
Total Articles: 4

What is audio equipment? Let's start with the Wikipedia definition, which states that audio equipment is a device that reproduces, records or processes sound. Microphones, radio receivers, AV receivers, CD players, tape recorders as well as amplifiers and mixing consoles are included in the list of audio equipment owned by a studio. The audio equipment listed out here is all expensive, and cost a lot. As a studio owner, it becomes important for you to own it, which means you have to invest in it. However, when something happens to the audio equipment, you are required to spend more money. This can cause a hole in your pockets, which can in turn cause losses to your studio.

Audio equipment insurance is something that can protect your money, and save your profits. Let's see how it works?

Get an audio equipment insurance that covers all the audio equipment that your studio owns. The list should be included in the insurance cover you take


When your equipment is damaged or needs service/maintenance, you need to claim the insurance


They will let you know if you will be paid before or after the process is done


Once you have claimed, you will be asked to wait for a few days before you are paid the amount in full


In some cases, if you just want to know the places from where you can rent out the instrument or get the equipment serviced, the insurance provider will help you with the same.

What all is covered with the insurance that you buy for the audio equipment?

In case, the equipment is damaged while you are traveling for a music gig, you may want to get it repaired at the earliest or find another equipment that you can rent out during the period. The insurance will not only cover the cost of getting the equipment repaired but also ensure you can get another equipment for rent at a lower cost


The equipment, when stolen, adds to the expenses of the studio. You need an immediate replacement and don't want to spend too much on the replacement. With the insurance, you get the money for the replacement. In this way, you won't need to pay much for the new equipment


Equipment needs to be replaced at some time. As a studio, the replacement cost can be quite high. Instead of you paying for the replacement, you can add it to the insurance cover. So, when you want to replace the equipment, you can claim the insurance and get half the amount that needs to be paid.

Choosing the right insurance makes a difference

It is important that you choose the right insurance for your equipment.

Survey all the providers that offer audio equipment insurance, and check what is included in their offering


List down your requirements, and match them with the offering. Shortlist the ones that match your needs perfectly


Set a budget for your insurance needs, and ask the providers to give you quotes


Compare quotes, check the reviews and ratings, before finalizing the provider for your insurance needs.

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