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Online Loan Application: Enjoy A Stress Free Loan Application Through Your Smartphone

By Author: Neha Sharma
Total Articles: 954

A multi-currency Forex card is a prepaid card in which multiple currencies can be loaded. They are front-loaded cards that offer a traveller who is going overseas the convenience of using it as a normal debit or credit card. This card provides protection and security from currency fluctuations, cross currency transaction charges and also allow for minimum charges to be levied on using this card at overseas ATMs. This multi-currency card saves a person the trouble associated with finding currency exchanges, cashing traveller’s cheques or carrying a lot of cash when he or she is travelling abroad.

The benefits associated with the multi-currency card are as follows:

• If a traveller is travelling to multiple countries, he does not have separate cards for different currencies. Only one card would suffice.

• There is no need to search for any outlet to encash the amount loaded in the card or to convert currency.

• You can use the card at merchant outlets as well as for regular e-commerce transactions.

• It enables you to withdraw cash from any Visa or MasterCard outlet with minimal charges.

• Do not worry about paying your bills when you are dining outside or indulging in any form of entertainment as this card will take care of all that.

• Furthermore, this card is widely accepted by merchants and ATMs.

In addition to these features, this multi-currency card have other benefits like:

• You can have a pleasant shopping experience when you are abroad. This is because it enables you to pay in the currency with which you are most familiar and help you take informed decisions.

• There are no hidden charges. Whatever you spend is reflected in your card statement as it is.

• These cards are actually less expensive than credit cards when you are travelling abroad. This is because in case of credit card, the rate of exchange rate applied is the day’s rate. While for this card, the rate of exchange is fixed the day you purchase this card.

• It will be difficult for somebody else to use this card even if it is lost or stolen because the card is protected by a Personal Identification Number.

Today, more and more people from India are travelling abroad every year. What they require inevitably is foreign currency before they embark on their trip. The multi-currency card has made foreign travel much easier and hassle-free. This card can be used even in remote areas of a country which you are visiting and where the Dollar or Euro is not so prevalent. This helps the local traders and allows you to have a holiday experience like no other. Some cards also offer good deals on air tickets and holiday packages and even provide you with travel insurance. This means it is a win-win situation for you.

Author Bio:-Neha Sharma is an aspiring student in the field of finance. She also spends his free time reviewing the latest apps introduced into the market. Check out her work as she talks about how quick loans application process can be made easy with loan app on your smartphone.

Total Views: 13Word Count: 513See All articles From Author

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