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Ambulance Cover In Australia | Ambulance Insurance | Iselect 

By Author: Anya
Total Articles: 6

Use Of Ambulance Cover Made Life Simple

With 4 different Ambulance policies– Australian Ambulance Cover can seem like it's trying to be very complex. So here is everything you need to know to get the best option from the Ambulance cover. This treatment and transport are not fully covered by Medicare and ambulance fees for the uninsured can be very expensive! Luckily, ambulance cover can be bought very cheaply in most Australian states. So let’s see what coverage options apply to you with a state-by-state breakdown.

Australian Ambulance Cover State-By-State

NEW SOUTH WHALES

Health inflation is growing day by day rather than the rest of the economy. Ambulance services in NSW give many offers for the residents of this state. They come with a number of other categories. This also does not have to be paid by you if you are covered by health insurance provider or any another scheme. Ambulance fees are based on a call out charge plus a per kilometre charge. They are based on the trips between the source and destination where they are going to pick up the patient and return to their ambulance station.

TASMANIA

The residents of Tasmania have many offers with statewide Ambulance coverage given by their state government. They also enjoy reciprocal agreements in all Australian states apart from other countries.


SOUTH AUSTRALIA

The residents of South Australia also have a number of benefits compared to the other states. They give benefits to all the people who are travelled to SA with visiting visa. They don’t charge any extra fees with residents. Everything is given and supplied the state government.

NT & WA

Ambulance services for residents of Northern Territory and Western Australia are provided by St John Ambulance Australia via the state/territory government. Those living in Perth's area require private health insurance to be. The WA Government looks after the bill for all aged pensioners. The senior's citizens of this state pay only half of the fees for the ambulance costs.

VICTORIANS

The residents of Victoria need to apply ambulance cover to cover everything. Victorians holding a valid Pensioner Concession or Health Care Card receive free vital treatment and transport. Transport from a private healthcare facility not included.


ACT

ACT residents need to buy an ambulance coverage from a private health provider. The people of ACT residents with a concession card are covered for emergency ambulance services with people affected by various reasons. The private health insurance can be very complicated in this state.

The Four Things You Need To Know About Private Ambulance Coverage

• Emergency Fees: Emergency ambulance services are more expensive compared to non-emergency cases! The cost of the ambulance cover ranges from $200 to $1200, though emergency services should be covered fully. 
• Exceptions to coverage: The majority of ambulance policies have some exclusions. Some policies exclude ambulance transportation between hospitals, health-care facilities or the patient’s home. Often a policyholder has a cap on how many covered ambulance services they're allowed per year. 
• Interstate Cover:  Check if your state is part of the Australian reciprocal Ambulance arrangement before you purchase Ambulance Cover. 
• Air Ambulance: Australia’s vital air ambulance service transports patients from outback locations to hospitals, but it's far from cheap! Fees for fixed-wing aircraft and helicopter ambulance services are capped $5,716 per call-out in NSW.  In Victoria a fixed-wing aircraft call out will incur a $2000 charge per call out and $10,000 or more for helicopter transport.

Health Cover Rebate

All private health cover buyers are eligible for the Federal government’s variable rebate – which may include emergency ambulance services.

The provision of ambulance cover when using ambulance services will be subject to the terms and conditions of your policy.

For more information on the different types of Extras Covers, call 13 19 20.

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